Future Generali

Future Generali launches Future Generali Pearls Guarantee


Future Generali India Life Insurance Company, the insurance joint venture between Future Group of India and Generali Group of Italy, has launched Future Generali Pearls Guarantee; a non-linked, non-participating life insurance plan with limited premium payment term and guaranteed cash back.

Future Generali Pearls Guarantee offers investors guaranteed 'Protection' & 'Cash Back', in just three simple steps

  • Choose your Policy Term
  • Decide your Premium / Sum Assured
  • Decide your Payment Mode

The plan provides fixed policy terms of 16 years & 18 years for which the customer would pay the premiums for 10 years and 12 years respectively. After the premium payment term, at the end of every year till maturity, 10 percent of the sum assured is paid to the customer as money back. At maturity, 70 percent of the sum assured is paid as maturity benefit. In case of survival of life assured during the policy term, Guaranteed Cash Backs as percentage of sum assured are paid after premium payment term till maturity, provided all due premiums have been paid.

Available for customers in the age group of 7 to 55 years, premiums for Future Generali Pearls Guarantee can be paid on a monthly (by ECS), quarterly, half yearly or yearly basis, with a minimum premium of Rs. 10,000. The premium paid in Future Generali Pearls Guarantee are eligible for tax benefit as may be available under the provisions of Section(s) 80C, 80 CCC(1), 80D, 10(10D) as applicable.

On the occasion of the launch, Gorakhnath Agarwal, CEO & Whole Time Director, Future Generali India Life Insurance Company said, 'Guaranteed benefits have long been the first choice of Indian investors genuinely looking for a long-term money back insurance plan. Future Generali Pearls Guarantee is a long term plan providing the benefit of limited premium payment term with 120 percent of the sum assured as money back. The plan has been designed with the objective of providing cash back to customers seeking guaranteed protection. Future Generali's distinctive Pearls Guarantee Plan is ideal for individuals looking for guaranteed benefits. The plan can be helpful for planning for child’s education, marriage, higher studies, etc.'

Future Generali is currently active through 98 offices. Our wide network of licensed agents and Mallassurance outlets ensures that we are close to you wherever you go.