How To Select The Best Health Insurance Plan In India In 2018?

Wish to buy the best health insurance plan for you and your family, but don’t know how to choose the right one? Below-stated are a few tips that can help youpick one:

  • Choose the sum assured wisely
  • Check the coverage amount
  • Family floater plan is useful if you are a family person
  • Check out the age-renewal options
  • Know the claim settlement ratio of the insurer
  • Determine the hospitals in the network of the insurer
  • Learn about the add-on features
  • Know the waiting period for critical illnesses
  • Compare premiums
  • Check for any capping of benefit/ amount that can be reimbursed or hospital room on treatment
  • Check for the exclusions under the plan
  • Check if the amount of benefit that is paid under surgical procedure/ critical illness
  • Check if the plan provides no claim benefit

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