Life Insurance Plans

Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

• Cover from Early Stages of listed conditions
• Lumpsum benefit on diagnosis
• Option to buy a standalone Heart Cover
• Option to get back your premiums on Maturity

A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

• Covers all stages of minor and major Cancer
• Covers you till 80 years of age
• No medical examination required
• Cover for Smoker and Non Smoker

A plan that arms you with the necessary funds to help your child gain admission into one of the finest colleges. This gives your child an ideal launching pad for a bright career.

• 3 options to match child's education milestones
• Uninterrupted protection even in your absence
• Enhance protection with Accidental Riders
• Tax Benefits under section 80C and 10 (10D)

Our Future Generali Assured Income Plan ensures that you get guaranteed returns on your investments along with the benefit of protection at all times.

• Guaranteed* Income for 11/15 years
• Additional maturity benefit upto 4.5 times AP#
• Death cover from 17.5 to 34.5 times AP#
• Tax Benefits under section 80C and 10 (10D)

Future Generali Immediate Annuity Plan is a Traditional Non-Participating Plan where you get the benefit in the form of regular income throughout your life.

• Option of Life Annuity with return of Purchase Price
• Lifetime Income to the Annuitant
• Flexible payout modes- monthly or yearly
• Tax benefits as per prevailing tax rules

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

• Unlimited free switches & partial withdrawals
• Zero Allocation and Admin charge
• Flexibility to Invest
• Tax benefits under Section 80C & 10(10D)

In Bima Advantage Plus policy, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract.

• Flexibility to choose Policy Term
• Eligible for tax benefits
• Helps maximise your returns
• Combination of protection and investment

This plan offers a combination of high cover (up to 30 times the annual premium) and investment to fulfil your long-term financial goals while safeguarding the interests of your dependents.

• 6 Fund Options to choose from
• Flexible Premium Payment Frequency
• Guaranteed Loyalty Additions at maturity
• Option to make partial withdrawals from the funds

This plan has been designed specifically for the new/existing customers of financial institutions. The Plan secures the credit/loan by providing death and critical illness cover to the borrowers.

• This plan provides level cover and reducing cover
• This plan comes with 3 options , where under option 2 & 3 critical illnesses are also covered
• This plan can be taken as a single life, joint life or as a co- borrower.
• Maximum entry age available in this plan is up to 70 years

Future Generali Group Superannuation Plan is a Non Linked Participating Group Superannuation Product offering fund management.

• This Product offers Fund Management for two types of schemes, Defined Benefit Scheme and Defined Contribution Scheme.
• Under this plan Earnings will be shared through declaration of annual bonus at the end of each financial year.
• This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly
• Maximum entry age under this plan is up to 79 years

Future Generali Group Leave Encashment Plan is a non-linked non-participating group leave encashment product offering fund management.

• This Plan offers Fund Management of employers' liability and life cover to the employees.
• This plan offers interest income which gets credited to the policy at the end of financial year.
• The plan has a uniform life cover of Rs. 5000 per member
• This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly

Future Generali Group Gratuity Plan is a non-linked non-participating group gratuity product offering fund management.

• This plan helps you build a Gratuity Fund systematically, benefiting from investment returns which are safe and stable.
• This plan offers interest income which gets credited to the policy at the end of financial year.
• This plan allows liquidity i.e. money will be available anytime to meet benefit payout
• The plan has a uniform Life cover of Rs. 5000 per member

This plan is designed for groups that want to provide affordable life insurance coverage to their members.

• This plan helps you monetarily secures the families of employees or members
• Sum assured is paid on death of a member covered under this plan
• It is a tool which incentives the employee and improve the employer attention
• This plan allows to add and delete members on a monthly basis.

It is a single premium term insurance plan designed to provide life cover to borrowers in turn securing the credit/loan

• This loan insurance plan can be taken on a single life as well as on a joint life or as a co-borrower
• This plan offers the following variants: Reducing Cover and Level Cover
• This plan provides Moratorium period from 1 to 7 years.
• Additional insurance coverage can be opted in case of additional loans.

A Unit Linked Fund Based Group Life Insurance plan designed specifically for employers to manage the statutory responsibility of providing Gratuity and various other employee benefits such as Leave Encashment and Superannuation.

• A single plan to manage all employee benefits – gratuity, leave encashment and superannuation.
• Get rewarded with loyalty additions, which depends upon the size of the fund.
• This plan provides the option of systematic transfer of funds
• Maximum entry age that is available is up to 79 years

Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances.

• Covers till 75 years of Age
• Receive Death Benefit as Lumpsum or Monthly Income
• High Sum Assured Discount
• Low premium rates for Non Smokers and/or female lives

With Future Generali’s Express Term Life Plan you can secure your family’s lifestyle, today and tomorrow.

• Offers comprehensive long term protection at affordable rates
• Customised plan to suit your individual requirements
• Flexibility to choose your policy and premium terms
• Provides lump sum benefit on death or terminal illness

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

• Unlimited free switches & partial withdrawals
• Zero Allocation and Admin charge
• Flexibility to Invest
• Tax benefits under Section 80C & 10(10D)

Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

• Cover from Early Stages of listed conditions
• Lumpsum benefit on diagnosis
• Option to buy a standalone Heart Cover
• Option to get back your premiums on Maturity

A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

• Covers all stages of minor and major Cancer
• Covers you till 80 years of age
• No medical examination required
• Cover for Smoker and Non Smoker

Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances. It can be purchased anytime, anywhere at your convenience.

• Covers till 75 years of Age
• Receive Death Benefit as Lumpsum or Monthly Income
• High Sum Assured Discount
• Low premium rates for Non Smokers and/or female lives