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Group Fund Rate

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Interest rate for Variable Insurance Plans - Group Leave Encashment and Group Gratuity

Fund SizeInterest Rate
Declaration
GROUP LEAVE ENCASHMENT
(133N044V01 & 133N044V02)
GROUP GRATUITY
(133N045V01 & 133N045V02)
< 5 Cr Quarterly in Advance for Quarter
1st April 2021 to 30th June 2021
7.10% 7.50%
>= 5 Cr but < 10 Cr 7.10% 7.50%
>= 10 Cr 7.10% 7.50%

Please Note -

  • The above interest rates are including the 1% p.a. minimum floor rate which needs to be credited in advance every quarter hence the additional interest rate to be declared will be 1% less.
  • With this, the effective annualized return for the quarter April-June 2021 shall be 7.73% for Group Gratuity and 7.31% for Group Leave Encashment

Interest rate for Variable Insurance Plans - Group Leave Encashment and Group Gratuity

Fund SizeInterest Rate
Declaration
GROUP LEAVE ENCASHMENT
(133N044V01 & 133N044V02)
GROUP GRATUITY
(133N045V01 & 133N045V02)
< 5 Cr Quarterly in Advance for the Quarter
1st July 2021 to 30th September 2021
7.10% 7.50%
>= 5 Cr but < 10 Cr 7.10% 7.50%
>= 10 Cr 7.10% 7.50%

Please Note -

  • The above interest rates are including the 1% p.a. minimum floor rate which needs to be credited in advance every quarter hence the additional interest rate to be declared will be 1% less.
  • With this, the effective annualized return for the quarter July-September 2021 shall be 7.73% for Group Gratuity and 7.31% for Group Leave Encashment.
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