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With widespread connectivity options, ever increasing internet speed and strong emphasis on user data protection, modern consumers are increasingly opting to buy insurance online. With no intermediary involved and direct communication with the company, the online insurance products are considerably cheaper than their offline counterparts. Company may also provide assistance during the buying journey such as explaining terms in the proposal form through tele-calling.
For value-conscious customers who are aware of their insurance needs and prefer to buy through a Do-It-Yourself process, Future Generali Life offers three online policies, viz. Heart & Health Insurance Plan, Cancer Protect Plan, Flexi Online Term Plan and the Easy Invest Online Plan.
FG Heart & Health Insurance Plan is an Individual / Non - Linked / Non - Participating / Fixed Benefit Health plan which pays lump sum to the life assured on diagnosis or undergoing the surgical procedure of the listed Minor, Moderate or Major stage Critical Illness as per options chosen
Option 1: Lump Sum Benefit.
Option 2: Lump Sum Benefit + Fixed Monthly Income of 2% of SA per Month for 60 months (On Detection of Major Stage Cancer Only)
The medical expenses incurred for cancer treatment can be very high, depending on the stage. Moreover, there are some other costs as well like Travel Expenses for second opinion and treatment, rehab, nursing at home and counselling costs post treatment, loss of income during the treatment and recovery period etc.
Mediclaim policies offer only hospitalization expenses basis the bill amount and it may not be sufficient to cover all the expenses. FG Cancer Protect Plan is a fixed benefit plan and pays out lump sum on diagnosis of Cancer which can help you in taking care of both Medical and other costs.
Future Generali Flexi Online Term Plan is a non-participating pure term insurance plan which provides you a comprehensive cover at an affordable price. It has multiple options that you can choose from as per your need – from a basic term cover to income protection.
The plan provides below options:-
On maturity of the policy, Fund Value as on the date of Maturity is paid to the life assured. The life assured may also choose to receive the maturity benefit under Settlement Option as mentioned below.
Future Generali Heart and Health Insurance Plan is an Individual, Non - Linked, Non - Participating Health Insurance Plan.
Future Generali Cancer Protect Plan is a Non-Linked, Non-Participating Health Plan.
Future Generali Flexi Online Term Plan is a Non Linked Non- Participating Pure Term Insurance Plan.
Future Generali Easy Invest Online Plan is a Regular Premium Unit Linked Endowment Plan with Life Insurance coverage.