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Buy Life Insurance Online

Buy Life Insurance Online

With widespread connectivity options, ever increasing internet speed and strong emphasis on user data protection, modern consumers are increasingly opting to buy insurance online. With no intermediary involved and direct communication with the company, the online insurance products are considerably cheaper than their offline counterparts. Company may also provide assistance during the buying journey such as explaining terms in the proposal form through tele-calling.

For value-conscious customers who are aware of their insurance needs and prefer to buy through a Do-It-Yourself process, Future Generali Life offers three online policies, viz. Cancer Protect Plan, Easy Invest Online Plan and the Flexi Online Term Plan.

Survive Cancer financially
10 lakhs Cancer cover @ Rs.2* per day

*Premium including taxes of 30 year old Non Smoker Male for Lump Sum Cover Annual Pay option for a Policy Term of 10 years with a Sum Assured of Rs.10 lakhs. UIN: 133N063V01

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Invest systematically as low as
Rs.4,000 a month

UIN UIN: 133L061V01

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Leave behind Rs.1 Crore at
Rs. 20** per day

**Premium for 30 year old, Non Smoker Male. Policy Term: 30 years for Basic Life Cover option inclusive of Goods & Services Tax. UIN 133N058V02

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FAQ’s

FG Cancer Protect Plan View All
What are the various benefit options available under this plan?

Option 1: Lump Sum Benefit.

Option 2: Lump Sum Benefit + Fixed Monthly Income of 2% of SA per Month for 60 months (On Detection of Major Stage Cancer Only)

But I already have a mediclaim policy, why do I need a separate Cancer Cover?

The medical expenses incurred for cancer treatment can be very high, depending on the stage. Moreover, there are some other costs as well like Travel Expenses for second opinion and treatment, rehab, nursing at home and counselling costs post treatment, loss of income during the treatment and recovery period etc.

Mediclaim policies offer only hospitalization expenses basis the bill amount and it may not be sufficient to cover all the expenses. FG Cancer Protect Plan is a fixed benefit plan and pays out lump sum on diagnosis of Cancer which can help you in taking care of both Medical and other costs.

FG Flexi Online Term PlanView All
What is the minimum and maximum Policy Term?

Future Generali Flexi Online Term Plan is a non-participating pure term insurance plan which provides you a comprehensive cover at an affordable price. It has multiple options that you can choose from as per your need – from a basic term cover to income protection.

What are the options available under Future Generali Flexi Online Term Plan?

The plan provides below options:-

  1. Basic Life Cover
  2. Income Protection
    • Fixed Income Protection
    • Increasing Income Protection
  3. Basic Life Cover + Fixed Income Protection
  4. Basic Life Cover + Increasing Income Protection
FG Easy Invest Online PlanView All
How Does Future Generali Easy Invest Online Plan work?
  • The plan is offered basis declaration of good health till a defined Sum assured limit/premium and age.
  • On death, higher of sum assured or fund value subject to a minimum of 105% of total premium paid till date of death is payable to the nominee.
  • On maturity, fund value is payable to the life assured
  • Loyalty Additions in last 5 years will be provided
  • The plan provides 5 fund options to choose depending on the risk appetite of customer
What is maturity benefit under the plan?

On maturity of the policy, Fund Value as on the date of Maturity is paid to the life assured. The life assured may also choose to receive the maturity benefit under Settlement Option as mentioned below.

Disclaimers:


Future Generali Cancer Protect Plan is a Non-Linked, Non-Participating Health Plan.

Future Generali Easy Invest Online Plan is a Regular Premium Unit Linked Endowment Plan with Life Insurance coverage.

Future Generali Flexi Online Term Plan is a Non Linked Non- Participating Pure Term Insurance Plan.

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