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FUTURE GENERALI Care Plus - Term Insurance Plan

FUTURE GENERALI Care Plus - Term Insurance Plan

Future Care Plus Term Insurance Plan SEND AN ADVISOR
  • Death Benefit

    Sum Assured

  • Premium Payment Term

    Regularly throughout the Policy Term

  • Tax Benefit

    Yes

  • Age at Entry

    18 to 65 years

  • Premium

    Yearly/Half-Yearly/Monthly

  • Non-Smoker Rebate

    Yes

Why you need this Plan?

  • It offers a high life cover at low premium.
  • It provides an excellent option to safeguard your family against your loans and liabilities.
  • This plan assures financial security to your family in case you are not around.
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How it Works

This plan is the simplest form of life insurance. It offers you protection at affordable premiums. There are no Maturity or Surrender Benefits. Here are the steps to get Future Generali Care Plus plan:

Step1Choose your Sum Assured
  • Choose the Classic Option for insurance cover up to Rs. 24,99,999/-
  • Choose the Premier Option for insurance cover of Rs. 25,00,000/- and above.
Step2Decide the duration of the cover and the premium payment mode
  • Choose a Policy Term that meets the demands of your financial plan and covers the financial obligations you carry.
Step3Get a quote and fill out the application form
  • Based on the inputs you provide, you will receive a standard quote for the premium payable.
Step4Pay the premium
  • Fill up the application and pay the premium.
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BENEFITS

  • Death Benefit In the unfortunate event of the Life Assured passing away, his/ her nominee receives a lump sum amount (referred to as the Sum Assured).
  • Maturity Benefit There is no Maturity Benefits payable under this plan.
  • Surrender Benefit There is no Surrender Benefits payable under this plan.

Target Group
For the customers who want to buy a tax saving term plan which provides high level of protection at most affordable rates

EXCLUSIONS

Suicide Exclusion: If the Life Assured commits suicide within one year from the policy commencement date, the policy will be void and only 80% of the premiums paid will be payable as the Death Benefits. If the Life Assured commits suicide within one year from the revival date of the policy, if revived, 80% of the premiums paid till the date of death, will be payable as Death Benefits.

Eligibility

Future Generali Care Plus (Classic Option)
Minimum - Maximum Age at Entry18 to 65 years Minimum - Maximum Policy Term 5 years- to Age 85Max Policy Term = (85 - min. age at entry) = 67 yrs. Maximum Coverage Age85 years Minimum Premium 2,500/- per annum
Minimum Sum Assured10,00,000/- Maximum Sum Assured 24,99,999/- Premium Modes Yearly/ Half-Yearly/ Monthly (ECS only)

 

Future Generali Care Plus (Premier Option)
Minimum - Maximum Age at Entry 18 to 65 Years Minimum - Maximum Policy Term 5 years- to Age 85Max Policy Term = (85 - min. age at entry) = 67 yrs. Maximum Coverage Age 85 years Minimum Premium 5,000/- per annum
Minimum Sum Assured 25,00,000/- Maximum Sum Assured No Limit Premium Modes Yearly/ Half Yearly/ Monthly(ECS only)

 

DISCLAIMERS

(Future Generali Care Plus (UIN: 133N030V03)

  • For more details on risk factors, terms and conditions, etc., please read the sales brochure and/or sample policy document carefully before conducting a sale.
  • Tax benefits are subject to change as per tax laws.
  • Insurance is the subject matter of solicitation.

 

FREE LOOK CANCELLATION:
You have a period of 15 days (30 days if the policy is sold through Distance Marketing Mode) from the date of receipt of the Policy document to review the terms and conditions of the Policy. If you are not satisfied with or disagree with any of the terms and conditions, you have the option to Cancel/withdraw and return the Policy along with a letter (dated and signed) stating your intention to cancel the Policy and reasons for the objections/Cancellation, within this period. Cancellation of Policy and refund of premium is allowed under this provision, whereby the amount payable on such cancellation will be equal to the total premium paid less a proportionate cost of insurance for the period of cover and expenses towards Policy stamp duty and medical examination, if any.

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DISCLAIMERS

GROUP COMPANY

Copyright © 2019. Future Generali India Life Insurance Company Ltd. All Rights Reserved.

Copyright © 2019. Future Generali India Life Insurance Company Ltd. All Rights Reserved.
Tax benefits are as per Income Tax Act, 1961, and are subject to modifications made thereto from time to time. Insurance is the subject matter of the solicitation.

BEWARE OF SPURIOUS / FRAUD PHONE CALLS !
•IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint

REGISTERED & CORPORATE OFFICE
Future Generali India Life Insurance Co. Ltd, Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone West Mumbai, Maharashtra 400013 India IRDAI Registration No: 133. Category ‘Life’ Validity of certificate of registration: Upto 31st March 2019. CIN:U66010MH2006PLC165288

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