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This plan is the simplest form of life insurance. It offers you protection at affordable premiums. There are no Maturity or Surrender Benefits. Here are the steps to get Future Generali Care Plus plan:
For the customers who want to buy a tax saving term plan which provides high level of protection at most affordable rates
No benefit will be payable in respect of any condition arising directly or indirectly through or in consequence of the following exclusions and restrictions -
Suicide Exclusion In Case of death due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary of the policyholder shall be entitled to 80% of the total premiums paid till the date of death or the surrender value available as on the date of death whichever is higher, provided the policy is in force.
|Minimum - Maximum Age at Entry18 to 65 years||Minimum - Maximum Policy Term 5 years- to Age 85Max Policy Term = (85 - min. age at entry) = 67 yrs.||Maximum Coverage Age85 years||Minimum Premium 887/- per annum|
|Minimum Sum Assured1,50,000/-||Maximum Sum Assured 24,99,999/-||Premium Modes Yearly/ Half-Yearly/ Monthly (ECS only)|
|Minimum - Maximum Age at Entry 18 to 65 Years||Minimum - Maximum Policy Term 5 years- to Age 85Max Policy Term = (85 - min. age at entry) = 67 yrs.||Maximum Coverage Age 85 years||Minimum Premium 5,000/- per annum|
|Minimum Sum Assured 25,00,000/-||Maximum Sum Assured No Limit||Premium Modes Yearly/ Half Yearly/ Monthly(ECS only)|
To enhance your financial protection and to secure yourself/your family against accidental disability or demise, we present to you Riders which you may choose as an additional protection. There are two rider options available under this plan.
1. Future Generali Non-Linked Accidental Death Rider (UIN 133B023V01)
Please refer to the respective rider brochures for more details.
Note: The premium pertaining to health related or critical illness riders shall not exceed 100% of premium under the basic product, the premiums under all other life insurance riders put together shall not exceed 30% of premiums under the basic product and any benefit arising under each of the above mentioned riders shall not exceed the sum assured under the basic product
(Future Generali Care Plus (UIN: 133N030V04)
FREE LOOK CANCELLATION:
In case you disagree with any of the terms and conditions of the policy, you can return the policy to the Company within 15 days (30 days if the policy is sold through Distance Marketing Mode) of its receipt for cancellation, stating your objections. Future Generali will refund the policy premium after the deduction of the policy stamp charges, cost of medical examination, if any, and the cost for the insurance cover for the period up to the date of cancellation.
If the Policy is opted through Insurance Repository (IR), the computation of the said Free Look Period will be as stated below:-
Note: Distance Marketing means insurance solicitation by way of telephone calling/ Short Messaging Service (SMS)/Other Electronic modes like e-mail, internet & Interactive Television (DTH)/Direct Mail/ newspaper & magazine inserts or any other means of communication other than in person.
The fine print in a policy can come in the way of making an informed purchase. We’ve simplified the fine print into big print.
Read the terms and conditions carefully. Ensure that your current health, occupation or lifestyle habits do not exclude you from getting the policy benefits.
Do's and don’ts to protect your life insurance policy from unauthorised elements posing as company representatives.
Find out how prepared you are to meet your financial goals, with our FutureReady calculator.