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Future Generali Dhan Vridhi Plan
Future Generali Dhan Vridhi
How to Calculate
Future Generali Dhan Vridhi Premium?
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Input date of birth, gender, and smoking preference
Choose fund allocation percentage
Choose Policy type – Option A, B or C
Select Premium Payment Frequency – Yearly, Half Yearly, Quarterly and Monthly
Select the policy term, premium payment term and Sum Assured
How Does Future Generali Dhan Vridhi Work?
Under the plan, you will have to:
- Choose the amount and duration as per your current cash flows, financial goals and the time horizon to achieve those goals
- Select the coverage
- Select the fund option
- Fill out the proposal form
- Pay the premium.
Why Buy Future Generali Dhan Vridhi?
The plan is suitable for individuals who are looking for an investment cum insurance plan that also offers tax savings. The plan offers
- Limited period premium payments
- Longer investment tenure and higher returns
- Six different fund options (debt, equity and balanced funds)
- Seamless switching between funds
- Partial withdrawals available after 5 years
- Tax benefits up to Rs. 1,50,000 under Section 80C and Maturity Benefit under Section 10(10D)
Selecting the Right Benefit Amount in Future Generali Dhan Vridhi?
To select a benefit amount, consider the following factors:
How to Decide the Investment and Maturity Tenure in Future Generali Dhan Vridhi?
| Parameter | Criterion | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Minimum/ Maximum Age at Maturity | 18 yrs to 85 yrs (as on last birthday) | ||||||||||||||||
| Premium Paying Frequency | Annual, Half-Yearly, Quarterly, and Monthly | ||||||||||||||||
| Minimum/ Maximum Sum Assured | Sum Assured is defined as Death Benefit Multiple * Annualized Premium (excluding taxes, rider premiums and underwriting extra premium on riders, if any). Where, Death Benefit Multiple Options available under this product as below:
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| Premium | Min Yearly = Rs 20,000/-, Half Yearly = Rs 10000/-, Quarterly = Rs 5000/-, Monthly = Rs 2000/- Max = No Limit, subject to underwriting | ||||||||||||||||