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Future Generali Big
Dream Plan

UIN: 133L081V01

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

  • Unlimited free switches & partial withdrawals
  • Zero Allocation and Admin charge
  • Flexibility to Invest
  • Tax benefits under Section 80C & 10(10D)

Future Generali Heart and Health
Insurance Plan

UIN 133N069V01

Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

  • Cover from Early Stages of listed conditions
  • Lumpsum benefit on diagnosis
  • Option to buy a standalone Heart Cover
  • Option to get back your premiums on Maturity

Future Generali Cancer
Protect plan

UIN 133N063V01

A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

  • Covers all stages of minor and major Cancer
  • Covers you till 80 years of age
  • No medical examination required
  • Cover for Smoker and Non Smoker

Future Generali Flexi
Online term plan

UIN 133N058V03

Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances. It can be purchased anytime, anywhere at your convenience.

  • Covers till 75 years of Age
  • Receive Death Benefit as Lumpsum or Monthly Income
  • High Sum Assured Discount
  • Low premium rates for Non Smokers and/or female lives

Future Generali Easy
Invest Online

UIN 133L061V01

This is a Unit Linked Insurance Plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It offers you the flexiblity to meet unexpected expenses.

  • Start investing with as low as Rs.4000 per month
  • Invest systematically annually or monthly
  • Enhances Returns with Loyalty additions
  • Tax benefits under Sec 80C & 10 (10D)

Future Generali Flexi
Online term plan

UIN 133N058V03

Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances.

  • Covers till 75 years of Age
  • Receive Death Benefit as Lumpsum or Monthly Income
  • High Sum Assured Discount
  • Low premium rates for Non Smokers and/or female lives

Future Generali
EXPRESS TERM LIFE PLAN

UIN 133L082V01

With Future Generali’s Express Term Life Plan you can secure your family’s lifestyle, today and tomorrow

  • Offers comprehensive long term protection at affordable rates
  • Customised plan to suit your individual requirements
  • Flexibility to choose your policy and premium terms
  • Provides lump sum benefit on death or terminal illness

Future Generali
Care Plus

UIN 133N030V03

Future Generali Care plan is the simplest form of life insurance. It offers you protection at affordable premiums. There are no Maturity or Surrender Benefits.

  • High life cover at low premium
  • Tax Benefit
  • Non-Smoker Rebate
  • Safeguard you against loan & liabilities.

Future Generali Term With
Return on Premium

UIN 133N068V01

Future Generali Term with Return of Premium plan is a life insurance plan that provides financial coverage in case of death or return of your premiums paid on maturity upon survival.

  • Premium refund on survival till Maturity
  • Provides Lumpsum or Monthly Income on death
  • Flexibility to choose premium paying term
  • Tax benefits under Sec 80C & 10 (10D)

Future Generali POS Term
with Return of Premium

UIN 133N067V01

Future Generali POS Term with Return of Premium plan is a Point of Sale Life Insurance Plan that provides financial coverage in case of death or return of your premiums paid on maturity upon survival.

  • Lump sum Death Benefit
  • Assured return of premium
  • Tax benefits
  • Lower premium rates for female lives

Future Generali Heart and Health
Insurance Plan

UIN 133N069V01

Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

  • Cover from Early Stages of listed conditions
  • Lumpsum benefit on diagnosis
  • Option to buy a standalone Heart Cover
  • Option to get back your premiums on Maturity

Future Generali Cancer
Protect plan

UIN 133N063V01

A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

  • Covers all stages of minor and major Cancer
  • Covers you till 80 years of age
  • No medical examination required
  • Cover for Smoker and Non Smoker

Future Generali
Assured Money Back

UIN 133N056V02

Presenting, Future Generali Assured Money Back Plan, a life insurance plan which ensures that you are financially secured.

  • Total guaranteed* benefit of 200% of Sum Assured
  • Limited Premium Payment Term Options
  • Life Cover in case of Death
  • Tax Benefits under section 80C and 10 (10D)

Future Generali
Big Income Multiplier

UIN 133N064V01

Presenting Future Generali Big Income Multiplier, a life insurance plan which guarantees Double Returns over the payout period.

  • Potential upside through bonuses
  • 2 Death Benefit Payout Options to choose from
  • Flexible Premium paying term and policy term
  • Tax benefits under Sec 80C & 10 (10D)

Future Generali
New Assure Plus

UIN 133N065V01

Future Generali New Assure Plus, plan empowers you to fortify your family’s financial future with one or two payouts.

  • Potential upside through bonuses
  • 2 Death Benefit Payout Options to choose from
  • Flexible Premium paying term and policy term
  • Tax benefits under Sec 80C & 10 (10D)

Future Generali Assured
Education Plan

UIN 133N057V01

A plan that arms you with the necessary funds to help your child gain admission into one of the finest colleges. This gives your child an ideal launching pad for a bright career.

  • 3 options to match child's education milestones
  • Uninterrupted protection even in your absence
  • Enhance protection with Accidental Riders
  • Tax Benefits under section 80C and 10 (10D)

Future Generali
Assured Income Plan

UIN 133N054V02

Our Future Generali Assured Income Plan ensures that you get guaranteed returns on your investments along with the benefit of protection at all times.

  • Guaranteed* Income for 11/15 years
  • Additional maturity benefit upto 4.5 times AP#
  • Death cover from 17.5 to 34.5 times AP#
  • Tax Benefits under section 80C and 10 (10D)

Future Generali
Pension Guarantee

UIN 133N046V01

Future Generali Pension Guarantee, plan that offers guaranteed benefits either on maturity or on an earlier unfortunate demise.This plan guarantees you a comfortable retired life.

  • Savings corpus for your retirement
  • Minimum Maturity Benefit of 101% of total premiums
  • Upside potential through bonuses
  • Eligible for Tax Benefits

Future Generali
Immediate Annuity Plan

UIN 133N006V02

Future Generali Immediate Annuity Plan is a Traditional Non-Participating Plan where you get the benefit in the form of regular income throughout your life.

  • Option of Life Annuity with return of Purchase Price
  • Lifetime Income to the Annuitant
  • Flexible payout modes- monthly or yearly
  • Tax benefits as per prevailing tax rules

Future Generali Big
Dream Plan

UIN: 133L081V01

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

  • Unlimited free switches & partial withdrawals
  • Zero Allocation and Admin charge
  • Flexibility to Invest
  • Tax benefits under Section 80C & 10(10D)

Future Generali
Easy Invest Online Plan

UIN 133L061V01

This is a Unit Linked Insurance Plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It offers you the flexiblity to meet unexpected expenses.

  • Start investing with as low as Rs.4000 per month
  • Invest systematically annually or monthly
  • Enhances Returns with Loyalty additions
  • Tax benefits under Sec 80C & 10 (10D)

Future Generali
Bima Advantage Plus

UIN 133L049V02

In Bima Advantage Plus policy, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract.

  • Flexibility to choose Policy Term
  • Eligible for tax benefits
  • Helps maximise your returns
  • Combination of protection and investment

Future Generali
Wealth Protect Plan

UIN 133L036V02

This plan offers a combination of high cover (up to 30 times the annual premium) and investment to fulfil your long-term financial goals while safeguarding the interests of your dependents.

  • 6 Fund Options to choose from
  • Flexible Premium Payment Frequency
  • Guaranteed Loyalty Additions at maturity
  • Option to make partial withdrawals from the funds

Why Future Generali Life Insurance

104

locations with presence in major cities across India

93.11%

individual death claims settled for FY 2017-18

12.9 lakh

policies sold since inception

₹3,246 cr

worth of Assets Under Management

11,595

registered advisors

Figures as on 31st March 2018

Life Insurance Made Easy

Want to Retire Rich, Here's a Planning Recipe Just for You

Not every investor you have seen or heard about was born with a silver spoon; most of them had to toil hard to reach where they are today, and they struggled to reach the summit of success for a long time.

KNOW MORE

5 Myths about ULIPs you must stop believing

Naresh and his wife were recently blessed with a beautiful healthy baby girl. Realising that it was now finally the time to secure his family's future, Naresh started looking for a suitable Life insurance plan to protect his family.

KNOW MORE

Your Heart Is Working 24x7 To Look After You, Here's How You Can Return the Favour

Your heart is your authentic self- the place where all your desires, your dreams, and your passions live. It strives continuously to pump blood throughout the body, thus enabling smooth functioning of all organs.

KNOW MORE

Calculators

Retirement ReadyTM

 

Are you prepared for your post-retirement life?

FIND OUT NOW

Future ReadyTM

 

Are you prepared to meet the future of your family with confidence?

FIND OUT NOW

Education ReadyTM

 

Are you prepared to secure child's future?

FIND OUT NOW

Customer Testimonials

Customer service personnel was very understanding. They helped us a lot in resolving our issue. Really appreciate hard work of the call centre team.

Sanket Das

Delhi

Good product features and best part they provide cancer cover to smokers as well. Highly cooperative staff!

Divya Kare Panduranga

Delhi

Overall experience with Future Generali has been great. Especially their customer service. They were instrumental in helping with the claims and everything.

Sarika Vishwas Pawar

Pune

All staff at Thane branch were very good and cooperative. They understand my issue & got that resolve within minutes.

Ashish Sahu

Raipur

Frequently Asked Questions

What is Life Insurance?

Life insurance is a financial contract to provide the nominee of the covered individual with a sum of money as decided in the contract. This sum of money is called sum assured in life insurance contract.

The covered individual or insured must pay a nominal sum to continue the contract, which is called premium.

Anyone with an income can buy life insurance to offer financial protection to their loved ones.

What are the different types of life insurance plans?

There are five unique types of life insurance plans:

  • Term Life Insurance: Pure life insurance plan, offers large sum assured for the nominal premium amount, does not have maturity value.
  • Endowment Plans: This life insurance plan offers a lump sum amount at the end of the chosen tenure. It also provides life cover till the maturity of the plan.
  • Money Back Plans: This life insurance plan provide pay-outs at regular intervals (usually 5 to 10 years). These pay-outs are generally percentage of Sum Assured under the plan.
  • Unit Linked Investment Plans: Life insurance plan which offers market linked returns and tax savings.
  • Annuity/Pension Plans: Perfect for retirement solutions, it will help you to get regular income post retirement. These plans are of two types – deferred and immediate. In deferred annuity plan, you start receiving regular income after few years which is called as deferment period. However in immediate annuity plans you start receiving regular income immediately after the purchase of the plan.
What are riders in life insurance plans?

Riders provide additional insurance cover for a nominal premium. Future Generali Life Insurance offers following types of riders with the life insurance plans:

  • Accidental Death rider
  • Accidental Total & Permanent Disability Rider
How Much Life Insurance Cover Do You Need?

Basic life insurance need for any individual should be such that it provides the family dependent on them sufficient money to maintain the same lifestyle and meet their financial goals in the individual’s absence.

The money needed for such cover should be usually 20 to 25 times of the annual income of the individual. It is a good practice to revise the cover once your income has grown significantly in future.

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