Our FG Life - Customer App is now available on iOS App Store as well
Download now and discover a world of benefits
T&C apply*. Compliance Code: Comp-Apr-2021_021
As a measure of abundant caution,
most of our branches are temporarily closed to
contain the COVID-19 outbreak.
Customer Service
Branch Status
Get a Call Back :
Online Plans
Term Plans
Health Plans
Savings Plans
Child Plans
Retirement Plans
Unit Linked Plans
Group Plans
Future Generali Big
Dreams Plan
This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.
- Unlimited free switches & partial withdrawals
- Zero Allocation and Admin charge
- Flexibility to Invest
- Tax benefits under Section 80C & 10(10D)
Future Generali Heart and Health
Insurance Plan
Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.
- Cover from Early Stages of listed conditions
- Lumpsum benefit on diagnosis
- Option to buy a standalone Heart Cover
- Option to get back your premiums on Maturity
Future Generali Cancer
Protect plan
A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.
- Covers all stages of minor and major Cancer
- Covers you till 80 years of age
- No medical examination required
- Cover for Smoker and Non Smoker
Future Generali Flexi
Online term plan
Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances. It can be purchased anytime, anywhere at your convenience.
- Covers till 75 years of Age
- Receive Death Benefit as Lumpsum or Monthly Income
- High Sum Assured Discount
- Low premium rates for Non Smokers and/or female lives
Future Generali Flexi
Online term plan
Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances.
- Covers till 75 years of Age
- Receive Death Benefit as Lumpsum or Monthly Income
- High Sum Assured Discount
- Low premium rates for Non Smokers and/or female lives
KNOW MORE
BUY ONLINE
Future Generali
EXPRESS TERM LIFE PLAN
With Future Generali’s Express Term Life Plan you can secure your family’s lifestyle, today and tomorrow
- Offers comprehensive long term protection at affordable rates
- Customised plan to suit your individual requirements
- Flexibility to choose your policy and premium terms
- Provides lump sum benefit on death or terminal illness
KNOW MORE
SEND AN ADVISOR
Future Generali Heart and Health
Insurance Plan
Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.
- Cover from Early Stages of listed conditions
- Lumpsum benefit on diagnosis
- Option to buy a standalone Heart Cover
- Option to get back your premiums on Maturity
KNOW MORE
BUY ONLINE
Future Generali Cancer
Protect plan
A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.
- Covers all stages of minor and major Cancer
- Covers you till 80 years of age
- No medical examination required
- Cover for Smoker and Non Smoker
KNOW MORE
BUY ONLINE
Future Generali
Assured Money Back
Presenting, Future Generali Assured Money Back Plan, a life insurance plan which ensures that you are financially secured.
- Total guaranteed* benefit of 200% of Sum Assured
- Limited Premium Payment Term Options
- Life Cover in case of Death
- Tax Benefits under section 80C and 10 (10D)
KNOW MORE
SEND AN ADVISOR
Future Generali
Big Income Multiplier
Presenting Future Generali Big Income Multiplier, a life insurance plan which guarantees Double Returns over the payout period.
- Potential upside through bonuses
- 2 Death Benefit Payout Options to choose from
- Flexible Premium paying term and policy term
- Tax benefits under Sec 80C & 10 (10D)
KNOW MORE
SEND AN ADVISOR
Future Generali
New Assure Plus
Future Generali New Assure Plus, plan empowers you to fortify your family’s financial future with one or two payouts.
- Potential upside through bonuses
- 2 Death Benefit Payout Options to choose from
- Flexible Premium paying term and policy term
- Tax benefits under Sec 80C & 10 (10D)
KNOW MORE
SEND AN ADVISOR
Future Generali Assured
Education Plan
A plan that arms you with the necessary funds to help your child gain admission into one of the finest colleges. This gives your child an ideal launching pad for a bright career.
- 3 options to match child's education milestones
- Uninterrupted protection even in your absence
- Enhance protection with Accidental Riders
- Tax Benefits under section 80C and 10 (10D)
KNOW MORE
SEND AN ADVISOR
Future Generali
Assured Income Plan
Our Future Generali Assured Income Plan ensures that you get guaranteed returns on your investments along with the benefit of protection at all times.
- Guaranteed* Income for 11/15 years
- Additional maturity benefit upto 4.5 times AP#
- Death cover from 17.5 to 34.5 times AP#
- Tax Benefits under section 80C and 10 (10D)
KNOW MORE
SEND AN ADVISOR
Future Generali
Immediate Annuity Plan
Future Generali Immediate Annuity Plan is a Traditional Non-Participating Plan where you get the benefit in the form of regular income throughout your life.
- Option of Life Annuity with return of Purchase Price
- Lifetime Income to the Annuitant
- Flexible payout modes- monthly or yearly
- Tax benefits as per prevailing tax rules
KNOW MORE
SEND AN ADVISOR
Future Generali Big
Dream Plan
This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.
- Unlimited free switches & partial withdrawals
- Zero Allocation and Admin charge
- Flexibility to Invest
- Tax benefits under Section 80C & 10(10D)
Future Generali
Bima Advantage Plus
In Bima Advantage Plus policy, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract.
- Flexibility to choose Policy Term
- Eligible for tax benefits
- Helps maximise your returns
- Combination of protection and investment
KNOW MORE
SEND AN ADVISOR
Future Generali
Wealth Protect Plan
This plan offers a combination of high cover (up to 30 times the annual premium) and investment to fulfil your long-term financial goals while safeguarding the interests of your dependents.
- 6 Fund Options to choose from
- Flexible Premium Payment Frequency
- Guaranteed Loyalty Additions at maturity
- Option to make partial withdrawals from the funds
KNOW MORE
SEND AN ADVISOR
Future Generali
Sampoorn Loan Suraksha
This plan has been designed specifically for the new/existing customers of financial institutions. The Plan secures the credit/loan by providing death and critical illness cover to the borrowers.
- This plan provides level cover and reducing cover
- This plan comes with 3 options , where under option 2 & 3 critical illnesses are also covered
- This plan can be taken as a single life, joint life or as a co- borrower.
- Maximum entry age available in this plan is up to 70 years
Future Generali
Group Superannuation Plan
Future Generali Group Superannuation Plan is a Non Linked Participating Group Superannuation Product offering fund management.
- This Product offers Fund Management for two types of schemes, Defined Benefit Scheme and Defined Contribution Scheme.
- Under this plan Earnings will be shared through declaration of annual bonus at the end of each financial year.
- This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly
- Maximum entry age under this plan is up to 79 years
Future Generali
Group Leave Encashment Plan
Future Generali Group Leave Encashment Plan is a non-linked non-participating group leave encashment product offering fund management.
- This Plan offers Fund Management of employers' liability and life cover to the employees.
- This plan offers interest income which gets credited to the policy at the end of financial year.
- The plan has a uniform life cover of Rs. 5000 per member
- This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly
Future Generali
Group Gratuity Plan
Future Generali Group Gratuity Plan is a non-linked non-participating group gratuity product offering fund management.
- This plan helps you build a Gratuity Fund systematically, benefiting from investment returns which are safe and stable.
- This plan offers interest income which gets credited to the policy at the end of financial year.
- This plan allows liquidity i.e. money will be available anytime to meet benefit payout
- The plan has a uniform Life cover of Rs. 5000 per member
Future Generali
Group Term Life Insurance Plan
This plan is designed for groups that want to provide affordable life insurance coverage to their members
- This plan helps you monetarily secures the families of employees or members
- Sum assured is paid on death of a member covered under this plan
- It is a tool which incentives the employee and improve the employer attention
- This plan allows to add and delete members on a monthly basis.
Future Generali
Loan Suraksha
It is a single premium term insurance plan designed to provide life cover to borrowers in turn securing the credit/loan
- This loan insurance plan can be taken on a single life as well as on a joint life or as a co-borrower
- This plan offers the following variants: Reducing Cover and Level Cover
- This plan provides Moratorium period from 1 to 7 years.
- Additional insurance coverage can be opted in case of additional loans.
Future Generali
Comprehensive Employee Benefits Plan
A Unit Linked Fund Based Group Life Insurance plan designed specifically for employers to manage the statutory responsibility of providing Gratuity and various other employee benefits such as Leave Encashment and Superannuation.
- A single plan to manage all employee benefits – gratuity, leave encashment and superannuation.
- Get rewarded with loyalty additions, which depends upon the size of the fund.
- This plan provides the option of systematic transfer of funds
- Maximum entry age that is available is up to 79 years
Why Future Generali India Life Insurance
136
Locations with presence in major cities across India
95.28%
Individual claims settlement ratio for FY 2019-2020
1.2 crore
lives covered since inception
₹4,347.5 crore
Worth of Assets Under Management
Figures as on 31st March 2020
Life Insurance Made Easy
Want to Retire Rich, Here's a Planning Recipe Just for You
Not every investor you have seen or heard about was born with a silver spoon; most of them had to toil hard to reach where they are today, and they struggled to reach the summit of success for a long time.
KNOW MORE
5 Myths about ULIPs you must stop believing
Naresh and his wife were recently blessed with a beautiful healthy baby girl. Realising that it was now finally the time to secure his family's future, Naresh started looking for a suitable Life insurance plan to protect his family.
KNOW MORE
Your Heart Is Working 24x7 To Look After You, Here's How You Can Return the Favour
Your heart is your authentic self- the place where all your desires, your dreams, and your passions live. It strives continuously to pump blood throughout the body, thus enabling smooth functioning of all organs.
KNOW MORECalculators
Customer Testimonials
Customer service personnel was very understanding. They helped us a lot in resolving our issue. Really appreciate hard work of the call centre team.
Sanket Das
Delhi
Good product features and best part they provide cancer cover to smokers as well. Highly cooperative staff!
Divya Kare Panduranga
Delhi
Overall experience with Future Generali has been great. Especially their customer service. They were instrumental in helping with the claims and everything.
Sarika Vishwas Pawar
Pune
All staff at Thane branch were very good and cooperative. They understand my issue & got that resolve within minutes.
Ashish Sahu
Thane
Frequently Asked Questions
What is Life Insurance?
Life insurance is a financial contract to provide the nominee of the covered individual with a sum of money as decided in the contract. This sum of money is called sum assured in life insurance contract.
The covered individual or insured must pay a nominal sum to continue the contract, which is called premium.
Anyone with an income can buy life insurance to offer financial protection to their loved ones.
What are the different types of life insurance plans?
There are five unique types of life insurance plans:
- Term Life Insurance: Pure life insurance plan, offers large sum assured for the nominal premium amount, does not have maturity value.
- Endowment Plans: This life insurance plan offers a lump sum amount at the end of the chosen tenure. It also provides life cover till the maturity of the plan.
- Money Back Plans: This life insurance plan provide pay-outs at regular intervals (usually 5 to 10 years). These pay-outs are generally percentage of Sum Assured under the plan.
- Unit Linked Investment Plans: Life insurance plan which offers market linked returns and tax savings.
- Annuity/Pension Plans: Perfect for retirement solutions, it will help you to get regular income post retirement. These plans are of two types – deferred and immediate. In deferred annuity plan, you start receiving regular income after few years which is called as deferment period. However in immediate annuity plans you start receiving regular income immediately after the purchase of the plan.
What are riders in life insurance plans?
Riders provide additional insurance cover for a nominal premium. Future Generali Life Insurance offers following types of riders with the life insurance plans:
- Accidental Death rider
- Accidental Total & Permanent Disability Rider
How Much Life Insurance Cover Do You Need?
Basic life insurance need for any individual should be such that it provides the family dependent on them sufficient money to maintain the same lifestyle and meet their financial goals in the individual’s absence.
The money needed for such cover should be usually 20 to 25 times of the annual income of the individual. It is a good practice to revise the cover once your income has grown significantly in future.
Our Corporate Agents
