Shirin has just begun her career with a marketing firm, and she plans to make a saving investment that can provide some tax benefits too. As an investment rookie, she decided to go by word of mouth and purchased a particular unit-linked insurance policy (ULIP). Although ULIPs are very popular investment instruments, she realized that the fund value of the policy was stagnant and couldn’t reap any considerable benefit over the total premium paid. Blindly…
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