Life threatening illnesses like cancer, heart ailment and disability can be a financial burden in life especially if you are not prepared for it.
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We are usually unprepared for medical emergencies. Hence, when it comes to health insurance, it is always preferable to be safe than sorry. In India, a vast majority of people do not have health insurance, therefore they highly rely on their savings or take out loans in case of an emergency. Medical insurance is a requirement for your investment portfolio, and the government encourages everyone to purchase it by offering Section 80D tax benefits. What is Section 80D? Health insurance premium payments made in a given year are eligible for deduction from total income for any “Individual” or “HUF” under Section 80D. Additionally, top-up health plans, critical illness insurance, and critical illness riders are also eligible for this deduction. The…
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