Human Life Value Calculator
Premium Calculator / Benefit Illustration
(Speaking to an insurance advisor is purely voluntary and insurer doesn’t offer any cashback on same).
18 to 50 years
|Entry Age: 18 to 45 years|
|Entry Age: 46 to 50 years|
1. Pay a small one time premium and get a life insurance cover.
2. Hassle free application process.
This plan is the simplest form of life insurance. It offers you protection at affordable premiums. There are no Maturity Benefits. Here are the steps to get Future Generali Jan Suraksha:
Death Benefit in this plan secures your family in case of your unfortunate demise during the Policy Term. The Death Benefit payable shall be as follows:
|Age Band||Single Premium 500 (exclusive of taxes)||Single Premium 750 (exclusive of taxes)|
There are no Maturity Benefits payable under this plan.
Guaranteed Surrrender Value(as per table below) will be payable
|Policy Year of Surrender||Single Premium 500 (exclusive of taxes)||Single Premium 750 (exclusive of taxes)|
No surrender value shall be payable if policy is surrendered in the last policy year A policy terminates on surrender and no further benefits are payable under the policy.
We do not offer any loan under this plan.
Premium(s) paid are eligible for tax benefit as may be available under the provisions of Section(s) 80C and 10(10D) as applicable. For further details, consult your tax advisor. Tax benefits are subject to change from time to time.
No riders are available under this product.
Nomination, in accordance with Section 39 of Insurance Act, 1938 as amended from time to time, is permitted under this policy.
Assignment, in accordance with Section 38 of Insurance Act, 1938 as amended from time to time is permitted under this policy.
Suicide Exclusion:In Case of death due to suicide within 12 months from the date of commencement of risk under the policy, the nominee or beneficiary of the policyholder shall be entitled to 80% of the total premiums paid till the date of death or the surrender value available as on the date of death, whichever is higher.
|Entry Age (as on last Birthday)||18 to 50 years|
|Premium Options||Entry age between 18 to 45 years- ₹500/ ₹750
Entry age between 46 to 50 years- ₹750
|Policy Term||8 years|
|Premium Payment Term & Mode||Single premium|
Future Generali Jan Suraksha [UIN: 133N059V02]
The fine print in a policy can come in the way of making an informed purchase. We’ve simplified the fine print into big print.
Read the terms and conditions carefully. Ensure that your current health, occupation or lifestyle habits do not exclude you from getting the policy benefits.
Do's and don’ts to protect your life insurance policy from unauthorised elements posing as company representatives.
Find out how prepared you are to meet your financial goals, with our FutureReady calculator.