Death Benefit

Death Benefit in this plan secures your family in case of your unfortunate demise during the Policy Term. The Death Benefit payable shall be as follows:

Age Band	Single Premium 500 (exclusive of taxes)	Single Premium 750 (exclusive of taxes)
18-25	14,000	21,000
26-30	12,000	18,000
31-35	10,000	15,000
36-40	7,500	11,500
41-45	5,000	7,500
46-50	N/A	5,000

Maturity Benefit

There are no Maturity Benefits payable under this plan.

Surrender Benefit

Guaranteed Surrender Value(as per table below) will be payable

Policy Year of Surrender	Single Premium 500 (exclusive of taxes)	Single Premium 750 (exclusive of taxes)
1	300.00	450.00
2	275.00	412.50
3	250.00	375.00
4	200.00	300.00
5	175.00	262.50
6	150.00	225.00
7	100.00	150.00
8	0.00	0.00

No surrender value shall be payable if policy is surrendered in the last policy year A policy terminates on surrender and no further benefits are payable under the policy.

Loan

We do not offer any loan under this plan.

Tax Benefits

Premium(s) paid are eligible for tax benefit as may be available under the provisions of Section(s) 80C and 10(10D) as applicable. For further details, consult your tax advisor. Tax benefits are subject to change from time to time.

Plan Summary

Free Look Period

In case you disagree with any of the terms and conditions of the policy, you can return the policy to the company within 15 days of receipt of the Policy Document (30 days, if the policy is sold through Distance Marketing mode) by giving a written request for cancellation of the policy, stating the reasons for such cancellations.

Future Generali India Life Insurance will refund the policy premium after the deduction of proportionate risk premium for the period of cover, stamp duty charges, cost of medical examination, if any.

If the Policy is opted through Insurance Repository (IR), the computation of the said Free Look Period will be as stated below:-

• i) For existing e-Insurance Account: Computation of the said Free Look Period will commence from the date of delivery of the e mail confirming the credit of the Insurance Policy by the IR.
• ii) For New e-Insurance Account: If an application for e-Insurance Account accompanies the proposal for insurance, the date of receipt of the ‘welcome kit’ from the IR with the credentials to log on to the eInsurance Account(e IA) or the delivery date of the email confirming the grant of access to the eIA or the delivery date of the email confirming the credit of the Insurance Policy by the IR to the eIA, whichever is later shall be reckoned for the purpose of computation of the Free Look Period.