How to ensure that your claims is never denied
You can protect the interests of your loved ones in your absence. Here are a few things to be kept in mind to ensure that your claim is paid to your family.
- Correct
DetailsFill up the application form yourself and ensure that you provide the correct details asked by the insurance company.
- Medical
TestsTake a cover that allows the insurance company to assess your health through medical examination. The cost of medical tests is borne by the insurance company.
- Policy Fine
PrintRead the terms and conditions carefully. Ensure that your current health, occupation or lifestyle habits do not exclude you from getting the policy benefits.
- Timely Notifications
Notify the insurance company if your health changes during the application process before the policy is issued. Also, keep your insurance company updated about your contact details.
- Avoiding
Policy LapsePay your premium on time to ensure that your policy benefits do not lapse.
- Sharing Information
Keep your nominees/beneficiaries informed about the policy, its details, and the claim process.
- Nominee Information
Keep nominee details updated in your policy. Remember you can change/add nominees at any point in time.
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