How to ensure that your claims is never denied
You can protect the interests of your loved ones in your absence. Here are a few things to be kept in mind to ensure that your claim is paid to your family.
- Correct
DetailsFill up the application form yourself and ensure that you provide the correct details asked by the insurance company.
- Medical
TestsTake a cover that allows the insurance company to assess your health through medical examination. The cost of medical tests is borne by the insurance company.
- Policy Fine
PrintRead the terms and conditions carefully. Ensure that your current health, occupation or lifestyle habits do not exclude you from getting the policy benefits.
- Timely Notifications
Notify the insurance company if your health changes during the application process before the policy is issued. Also, keep your insurance company updated about your contact details.
- Avoiding
Policy LapsePay your premium on time to ensure that your policy benefits do not lapse.
- Sharing Information
Keep your nominees/beneficiaries informed about the policy, its details, and the claim process.
- Nominee Information
Keep nominee details updated in your policy. Remember you can change/add nominees at any point in time.
Read Next

7 reasons why a life insurance claim may be rejected
A life insurance claim may get rejected or cancelled for a variety of reasons, here are 7 common reasons that …
Read more.

Claiming multiple term insurances: is it possible?
Having multiple term insurance policies is always a good idea. Understand here how to claim multiple term insu…
Read more.

What is the Insurance Ombudsman and when should you approach it?
If you are not satisfied with the solution provided by the insurer or your complaint has not been resolved by …
Read more.