} Jan Suraksha Plus - Rural Plan by Future Generali Life Insurance

Future Generali Jan Suraksha Plus

Future Generali Jan Suraksha Plus

  • Policy Term

    You are covered under this policy for 8 years

  • Premium Payment Term and Mode

    Single Premium

  • Age at Entry

    18 to 50 years

  • Premium Payable

    Option 1: Rs2500

    Option 2: Rs3000

    Option 3: Rs4000

    Option 4: Rs5000

  • Death Benefit

    5 times the Single Premium (excluding taxes and extra premiums, if any)

  • Maturity Benefit

    Refer to the Maturity Benefit table below

Why Buy the Jan Suraksha Plus Plan?

  • Pay a small one time premium and get a life insurance cover with an assured maturity amount which is more than the premium paid by you.
  • Hassle free application process.

How it Works

This is a plan that provides you a life cover at a very affordable cost and guaranteed returns at maturity. Here are the steps to get Future Generali Jan Suraksha Plus:

Step1Choose the amount of single premium you wish to pay


Step2Pay Premium




Death Benefit:

Death Benefit will be 5 times the Single Premium (excluding taxes and extra premiums, if any) paid by you.

Maturity Benefit:

Maturity Benefit paid at the end of the policy term is as follows:

Single Premium Option Selected(exclusive of taxes) Rs2,500 Rs3,000 Rs4,000 Rs5,000
Your Age at Entry Maturity Sum Assured
18-25 Yrs. Rs3,250 Rs3,975 Rs5,500 Rs7,125
26-30 Yrs. Rs3,200 Rs3,900 Rs5,400 Rs7,000
31-35 Yrs. Rs3,125 Rs3,825 Rs5,300 Rs6,875
36-40 Yrs. Rs3,000 Rs3,675 Rs5,100 Rs6.625
41-45 Yrs. Rs2,875 Rs3,525 Rs4,900 Rs6,375
46-50 Yrs. Rs2,550 Rs3,150 Rs4,400 Rs5,750

Target Group
For customers who want to buy an insurance plan which provides benefit of both savings and life cover


Suicide Exclusion: If the Life Assured commits suicide within 12 months from the date of inception of the policy, the nominee or beneficiary shall be entitled to higher of 80% of the premium paid or Surrender Value.



Plan Details  
Entry Age
(Age mentioned refers to age as on last birthday)
18 to 50 years
Policy Term 8 years
Premium Payment Term and Mode Single Premium
Premium Options Rs2500/ Rs 3000/ Rs 4000/ Rs 5000  



Future Generali Jan Suraksha Plus [UIN: 133N060V01]

  • Tax benefits are subject to change as per tax laws.
  • For more details on the risk factors and the terms and conditions please read the sales brochure and/ or sample policy document on our website carefully, and/ or consult your advisor before concluding the sale.


You have a period of 15 days (30 days if the policy is sold through Distance Marketing Mode) from the date of receipt of the Policy document to review the terms and conditions of the Policy. If you are not satisfied with or disagree with any of the terms and conditions, you have the option to Cancel/withdraw and return the Policy along with a letter (dated and signed) stating your intention to cancel the Policy and reasons for the objections/Cancellation, within this period. Cancellation of Policy and refund of premium is allowed under this provision, whereby the amount payable on such cancellation will be equal to the total premium paid less a proportionate cost of insurance for the period of cover and expenses towards Policy stamp duty and medical examination, if any.

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