Why Buy the Jan Suraksha Plus Plan?
- Pay a small one time premium and get a life insurance cover with an assured maturity amount which is more than the premium paid by you.
- Hassle free application process.
How it Works
This is a plan that provides you a life cover at a very affordable cost and guaranteed returns at maturity. Here are the steps to get Future Generali Jan Suraksha Plus:
BENEFITS
Death Benefit:5 times the Single Premium (excluding applicable taxes and extra premiums, if any)
Maturity Benefit at end of the policy term:
|
Single Premium exclusive of taxes |
 2,500 |
3,000 |
4,000 |
5,000 |
| Your Age at Entry | Maturity Benefit | |||
| 18-25 Yrs. | 3,250 |
3,975 |
5,500 |
7,125 |
| 26-30 Yrs. | 3,200 |
3,900 |
5,400 |
7,000 |
| 31-35 Yrs. | 3,125 |
3,825 |
5,300 |
6,875 |
| 36-40 Yrs. | 3,000 |
3,675 |
5,100 |
6.625 |
| 41-45 Yrs. | 2,875 |
3,525 |
4,900 |
6,375 |
| 46-50 Yrs. | 2,550 |
3,150 |
4,400 |
5,750 |
Target Group
For customers who want to buy an insurance plan which provides benefit of both savings and life cover
EXCLUSIONS
Suicide Exclusion: In Case of death due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary of the policyholder shall be entitled to 80% of the total premiums paid till the date of death or the surrender value available as on the date of death, whichever is higher, provided the policy is inforce.
Eligibility
FUTURE GENERALI JAN SURAKSHA PLUS
| Plan Details | ||
| Entry Age (Age mentioned refers to age as on last birthday) |
18 to 50 years | |
| Policy Term | 8 years | |
| Premium Payment Term and Mode | Single Premium | |
| Premium Options | 2500/ 3000/ 4000/ 5000 |
|
DISCLAIMERS
Future Generali Jan Suraksha Plus [UIN: 133N060V02]
FREE LOOK CANCELLATION:
In case you disagree with any of the terms and conditions of the policy, you can return the policy to the company within 15 days of receipt of the Policy Document (30 days, if the policy is sold through Distance Marketing mode) by giving a written request for cancellation of the policy, stating the reasons for such cancellations.
Future Generali will refund the policy premium after the deduction of proportionate risk premium for the period of cover, stamp duty charges, cost of medical examination, if any.
If the Policy is opted through Insurance Repository (IR), the computation of the said Free Look Period will be as stated below:-
- For existing e-Insurance Account: Computation of the said Free Look Period will commence from the date of delivery of the e mail confirming the credit of the Insurance Policy by the IR
- For New e-Insurance Account: If an application for e-Insurance Account accompanies the proposal for insurance, the date of receipt of the ‘welcome kit’ from the IR with the credentials to log on to the eInsurance Account(e IA) or the delivery date of the email confirming the grant of access to the eIA or the delivery date of the email confirming the credit of the Insurance Policy by the IR to the eIA, whichever is later shall be reckoned for the purpose of computation of the Free Look Period.
Note: Distance Marketing means insurance solicitation/lead generation by way of telephone calling/ Short Messaging Service (SMS)/other electronic modes like e-mail, internet & Interactive Television (DTH)/direct mail/ newspaper and magazine inserts or any other means of communication other than that in person.
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