Future Generali

Why Buy the Jan Suraksha Plus Plan?

  • Pay a small one time premium and get a life insurance cover with an assured maturity amount which is more than the premium paid by you.
  • Hassle free application process.

How it Works

This is a plan that provides you a life cover at a very affordable cost and guaranteed returns at maturity. Here are the steps to get Future Generali Jan Suraksha Plus:

Step1Choose the amount of single premium you wish to pay
Step2Fill the proposal form, pay your premium and Stay protected


Death Benefit:5 times the Single Premium (excluding applicable taxes and extra premiums, if any)

Maturity Benefit at end of the policy term:

Single Premium exclusive of taxes

Rs2,500 Rs3,000 Rs4,000 Rs5,000
Your Age at Entry Maturity Benefit
18-25 Yrs. Rs3,250 Rs3,975 Rs5,500 Rs7,125
26-30 Yrs. Rs3,200 Rs3,900 Rs5,400 Rs7,000
31-35 Yrs. Rs3,125 Rs3,825 Rs5,300 Rs6,875
36-40 Yrs. Rs3,000 Rs3,675 Rs5,100 Rs6.625
41-45 Yrs. Rs2,875 Rs3,525 Rs4,900 Rs6,375
46-50 Yrs. Rs2,550 Rs3,150 Rs4,400 Rs5,750

Target Group
For customers who want to buy an insurance plan which provides benefit of both savings and life cover


Suicide Exclusion: In Case of death due to suicide within 12 months from the date of commencement of risk under the policy or from the date of revival of the policy, as applicable, the nominee or beneficiary of the policyholder shall be entitled to 80% of the total premiums paid till the date of death or the surrender value available as on the date of death, whichever is higher, provided the policy is inforce.



Plan Details  
Entry Age
(Age mentioned refers to age as on last birthday)
18 to 50 years
Policy Term 8 years
Premium Payment Term and Mode Single Premium
Premium Options Rs2500/ Rs 3000/ Rs 4000/ Rs 5000  



Future Generali Jan Suraksha Plus [UIN: 133N060V02]


In case you disagree with any of the terms and conditions of the policy, you can return the policy to the company within 15 days of receipt of the Policy Document (30 days, if the policy is sold through Distance Marketing mode) by giving a written request for cancellation of the policy, stating the reasons for such cancellations.

Future Generali will refund the policy premium after the deduction of proportionate risk premium for the period of cover, stamp duty charges, cost of medical examination, if any.

If the Policy is opted through Insurance Repository (IR), the computation of the said Free Look Period will be as stated below:-

  • For existing e-Insurance Account: Computation of the said Free Look Period will commence from the date of delivery of the e mail confirming the credit of the Insurance Policy by the IR
  • For New e-Insurance Account: If an application for e-Insurance Account accompanies the proposal for insurance, the date of receipt of the ‘welcome kit’ from the IR with the credentials to log on to the eInsurance Account(e IA) or the delivery date of the email confirming the grant of access to the eIA or the delivery date of the email confirming the credit of the Insurance Policy by the IR to the eIA, whichever is later shall be reckoned for the purpose of computation of the Free Look Period.

Note: Distance Marketing means insurance solicitation/lead generation by way of telephone calling/ Short Messaging Service (SMS)/other electronic modes like e-mail, internet & Interactive Television (DTH)/direct mail/ newspaper and magazine inserts or any other means of communication other than that in person.

Life Insurance Made Simple