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Future Generali - Wealth Protection Plan Calculator
Future Generali Care Plus
How to generate benefit illustration for
Future Generali Wealth Protect - Gold plan?
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Input your personal information including name, date of birth, and whether you smoke or not.
Fill in the fund allocation based on your risk appetite
Select the premium payment frequency
Fill in the premium that you wish to pay
Input the policy term
Select the desired sum assured
How does Future Generali Wealth Protect - Gold Plan work?
Our sales representative will help you:
Decide the premium payment term
Review your benefit illustration
Offer you an option to choose your fund allocation
Why buy Future Generali Wealth Protect - Gold plan?
- Offers a combination of investment and high cover to fulfil your financial goals while safeguarding the interests of your loved ones
- Availability of switching between funds
Maturity Benefit
Death Benefit
Tax Benefit
Maturity Benefit
On maturity of the policy, the Fund Value (market value of the investment) plus guaranteed loyalty addition as on the date of maturity is paid. Guaranteed loyalty addition:
- 5% of the first year annualised premium for Gold option
Death Benefit
In case of demise of the Life Assured during the Policy Term, while the policy is in force, the nominee receives the higher of:
- Sum Assured less Deductible Partial Withdrawals
- Fund Value under the policy
- 105% of the total premiums paid, less Deductible Partial Withdrawals, if any
Tax Benefit
Yes, under Section 80C up to Rs. 1,50,000
How to select the right benefit amount in Future Generali Wealth Protect - Gold plan?
The amount that you must invest in this plan should depend on your:
How to decide the investment and maturity tenure in Future Generali Wealth Protect - Gold plan?
The following parameters would help you decide:
| Parameter | Criterion |
|---|---|
| Entry Age | 7 to 60 years |
| Switches | Yes |
| Policy Term | 15 years - 40 years |
| Premium Payment Term | Regular throughout the term |
| Premium Redirection Option | Yes |
| Premium Payment Frequency | Yearly, Half Yearly, Quarterly & Monthly |