Future Generali

Future Generali - Wealth Protection Plan Calculator

Future Generali Care Plus

Fund Allocation
Plan Details
  • 25 L
  • 35 L
  • 45 L

How to generate benefit illustration for
Future Generali Wealth Protect - Gold plan?



Input your personal information including name, date of birth, and whether you smoke or not.


Fill in the fund allocation based on your risk appetite


Select the premium payment frequency


Fill in the premium that you wish to pay


Input the policy term


Select the desired sum assured

How does Future Generali Wealth Protect - Gold Plan work?

Our sales representative will help you:

Decide the premium payment term

Review your benefit illustration

Offer you an option to choose your fund allocation

Why buy Future Generali Wealth Protect - Gold plan?

  • Offers a combination of investment and high cover to fulfil your financial goals while safeguarding the interests of your loved ones
  • Availability of switching between funds
Maturity Benefit
Death Benefit
Tax Benefit
Maturity Benefit

On maturity of the policy, the Fund Value (market value of the investment) plus guaranteed loyalty addition as on the date of maturity is paid. Guaranteed loyalty addition:

  • 5% of the first year annualised premium for Gold option
Death Benefit

In case of demise of the Life Assured during the Policy Term, while the policy is in force, the nominee receives the higher of:

  • Sum Assured less Deductible Partial Withdrawals
  • Fund Value under the policy
  • 105% of the total premiums paid, less Deductible Partial Withdrawals, if any
Tax Benefit

Yes, under Section 80C up to Rs. 1,50,000

How to select the right benefit amount in Future Generali Wealth Protect - Gold plan?

The amount that you must invest in this plan should depend on your:

Current cash flows
Financial goals
Time horizon to achieve your goals

How to decide the investment and maturity tenure in Future Generali Wealth Protect - Gold plan?

The following parameters would help you decide:
Entry Age 7 to 60 years
Switches Yes
Policy Term 15 years - 40 years
Premium Payment Term Regular throughout the term
Premium Redirection Option Yes
Premium Payment Frequency Yearly, Half Yearly, Quarterly & Monthly