Human Life Value Calculator
Premium Calculator / Benefit Illustration
(Speaking to an insurance advisor is purely voluntary and insurer doesn’t offer any cashback on same).
The premium amount reflecting above is based on the details that you have entered.
Rates are for standard and healthy life and actual rates may differ depending on assessment of the proposal post underwriting. Please refer to the benefit illustration for detailed quote.
Choose the insurance cover amount
Decide the premium payment term
Review your customised benefit illustration
The plan is suitable for individuals who are looking for:
Maturity Benefit will be provided as per your chosen option, on survival, at the end of the Policy Term
Guaranteed Maturity Sum Assured that is equal to 100% of total premiums payable will be payable
Guaranteed Maturity Sum Assured which is equal to 115% of total premiums payable will be provided
In case of unfortunate demise of Life Assured, during the Policy Term, the nominee shall receive Death Sum Assured, it will be highest of
Yes, up to Rs. 1,50,000 under Section 80C and Maturity Benefit under Section 10(10D)
The sum assured should at least be 10 to 15 times your annual income. Additionally, you may calculate the sum assured considering the following factors:
|Entry Age||18 to 55 years|
|Maturity Age||28 years – 75 years|
|Policy Term||10 years - 35 years|
|Premium Payment Term||10 years - 15 years|
|Minimum Sum Assured||Rs. 2,00,000|
|Premium Payment Frequency||Yearly, Half Yearly, Quarterly & Monthly|
|Premium||Minimum: Rs. 10,000 (applicable only for income protection)
Maximum: No limit