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Frequently Searched terms
  • How can I revive my policy?

    Revival of a policy depends upon the following factors:

    • Scope of Revival: The policy can be revived on the day the Insurance Company receives a written request.
    • Product Undertaken (Term/ Others): The policy can be revived until a maximum of 3 years from the last due date of renewal payment of the policy. It also depends on the nature of the product.
    Grid > 30 days up to 90 days >90 up to 180 days >90 up to 180 days > 180 days
    Requirement All Plans Term Plans Non Term Plans All Plans
    Renewal Premium Yes Yes Yes Yes
    DGH NA Yes NA Yes
    Late Fee No Yes Yes Yes

    *DGH -> Declaration of Good Health (document duly signed by a registered medical practitioner)
    *Lapse Period is calculated from the first unpaid premium date of the policy.

    The company however reserves the right to accept the revival on original terms or on modified terms or even reject the request for revival of a lapsed policy based on internal underwriting guidelines.

    For further details you may contact at any of our branches.

    Please Note:

    • In case the lapse period is less than 30 days, you may renew your policy without any interest charges.
    • If the lapse period exceeds 30 days, there is an interest on the reinstatement premium.
    • The policy will be revived as soon as the required amount is paid.
    • The process of revival can be initiated at any of the Future Generali branches. For more details, please contact the nearest branch.
  • How can you track your claim?
  • Who are investors in the Indian Debt Market?

    The institutional investors who invest in the Indian Debt Market are:

    • Banks
    • Insurance Companies
    • Provident Funds
    • Mutual Funds
    • Trusts
    • Corporate Treasuries
    • Fixed Deposits
    • Foreign Investors
    • Primary Dealers (Retail participation allowed, though currently muted)

    Retail investors are allowed to invest in select issuances though their participation is in evolving phase.

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