Future Generali

Future Generali Care Plus

  • 25 L
  • 35 L
  • 45 L
Frequency of premium mode

Your Modal Premium


(including GST)

The premium amount reflecting above is based on the details that you have entered.
Rates are for standard and healthy life and actual rates may differ depending on assessment of the proposal post underwriting. Please refer to the benefit illustration for detailed quote.

How to calculate the premiums for Future Generali Pearls Guarantee Plan?



Enter your details like name and date of birth


Confirm your gender and smoking habits


Choose the payout option


Select the policy term


Select the desired sum assured


Select the premium payment mode

How does Future Generali Pearls Guarantee Plan work?

Under the plan, you will have to:
  • Choose the Sum Assured
  • Select the Period of Cover
  • Select the premium payment term
  • Fill out the proposal form
  • Pay the premium.

Why buy Future Generali Pearls Guarantee Plan?

  • It is a non-participating limited premium payment plan
  • Premiums are only to be paid for 10/12 years only depending on your Policy Term
  • Guaranteed cash-backs payable after Premium Payment Term @10% of Sum Assured every year
Maturity Benefit
Death Benefit
Tax Benefit
Maturity Benefit

Guaranteed cashbacks as percentage of Sum Assured are paid after premium payment term till maturity on survival of the policyholder

Death Benefit

Higher of:

  • 120% of Sum Assured, or
  • 10 times the annualised premium, or
  • 105% of the total premiums paid (excluding GST and extra premiums) till date of death
Tax Benefit

You get a Tax Benefit up to Rs. 1,50,000 under Section 80C and Maturity Benefit under Section 10(10D)

How to select the right benefit amount in Future Generali Pearls Guarantee Plan?

To select a benefit amount, consider the following factors:

Current age
Premium payment ability
(the minimum premium amount for the plan is Rs. 90,000)
Vesting Age

How to decide the investment and maturity tenure in Future Generali Pearls Guarantee Plan?

The following parameters would help you decide the investment and maturity tenure:
FeaturesSingle Premium Term
Premium Payment Term (PPT) Limited
Age at Entry 7 to 55 years
Policy Term 16 or 18 years
Guaranteed Returns Yes
Minimum Premium 10,000/-
Maximum Premium No Limit