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Future Generali Care Plus

Future Generali Care Plus




  • 25 L
  • 35 L
  • 45 L
Frequency of premium mode

Your Modal Premium

(including GST)

The premium amount reflecting above is based on the details that you have entered.
Rates are for standard and healthy life and actual rates may differ depending on assessment of the proposal post underwriting. Please refer to the benefit illustration for detailed quote.

How to calculate
Future Generali Assured Education Plan Premium Amount?

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Input date of birth, gender, and smoking preference

 

Provide your child’s age

 

P Choose Policy type – Option A, B or C

 

Select Accidental Death Benefit Rider and Accidental Total & Permanent Disability Rider benefit amount

 

Select Premium Payment Frequency – Monthly or Annually

How Does Future Generali Assured Education Plan Work?

Our insurance advisor will help you:
  • Choose the benefit amount as per your life goals
  • Select the Period of Cover
  • Select between riders
  • Review your customised benefit illustration
  • Pay the premium

Why Buy Future Generali Assured Education Plan? (Talk about benefits of Plan)?

The plan is suitable for young parents who are looking for:

  • A tax saving guaranteed child education plan that allows systematic savings until your child turns 17
  • Life cover benefit
Maturity Benefit
Death protection
Tax Protection
Maturity Benefit
  • Guaranteed payouts for funding admission or tuition fees.
  • Three payout options - Option A, B or C
Death Benefit
  • Waiver of all future premiums payable, in case of policyholder’s untimely demise
  • 5% of the Sum Assured paid immediately and on every death anniversary of the policyholder till your child turns 17 years
Tax Benefits

Yes, up to Rs. 1,50,000 under Section 80C and Maturity Benefit under Section 10(10D)

Selecting the Right Benefit Amount in Future Generali Assured Education Plan?

To select a benefit amount, consider the following factors:

  • Current age
  • Premium payment frequency
  • Child’s education goals
  • Available rider options

How to Decide the Investment and Maturity Tenure in Future Generali Assured Education Plan?

The following parameters would help you decide:
ParameterCriterion
Entry Age Parent’s age: 21 - 50 years
Child’s age: 0 - 10 years
Maturity Age Minimum: 35 years
Maximum: 67 years
Policy Term Minimum - 7 years
Maximum - 17 years
Premium Payment Term Same as Policy Term
Premium Payable Minimum premium – Rs. 20,000 (Annually) or Rs. 2,000 (Monthly)
No Maximum premium limit
Premium payment frequency Annual or Monthly modes
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