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Future Generali - PENSION GUARANTEE

Future Generali Care Plus




  • 25 L
  • 35 L
  • 45 L
Frequency of premium mode

Your Modal Premium

rupee

(including GST)

The premium amount reflecting above is based on the details that you have entered.
Rates are for standard and healthy life and actual rates may differ depending on assessment of the proposal post underwriting. Please refer to the benefit illustration for detailed quote.

How to calculate
Future Generali Pension Guarantee - Single Premium Premium Amount?

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Enter your details like name and date of birth

 

Confirm your gender and smoking habits

 

Select the premium payment term from the given options

 

Choose the payout option

 

Select the policy term

 

Select the desired sum assured

 

Select the premium payment mode

How Does Future Generali Pension Guarantee - Single Premium Work?

Under the plan, you will have to:
  • Choose the Maturity Sum Assured or the guaranteed amount for your retirement
  • Select the retirement age
  • Select the premium payment term
  • Fill out the proposal form
  • Pay the premium.

Why Buy Future Generali Pension Guarantee - Single Premium?

The plan is suitable for individuals who are looking for:

  • A tax-saving pension plan that offers the flexibility of limited period premium payment
  • Creation of retirement corpus, with a potential upside through bonuses
Maturity Benefit
Annuity Benefit
Death Benefit
Tax Benefit
Maturity Benefit
  • At maturity, a guaranteed minimum return of 101% of all premiums is paid.
  • Any bonuses, if declared, are added throughout the Policy Term to the Maturity Sum Assured.
Annuity Benefit

The vesting amount received can be utilised to purchase an annuity plan.

Death Benefit

In case of your unfortunate demise any time during the policy term, your nominee receives the Sum Assured under the plan.

Tax Benefit

Yes, up to Rs. 1,50,000 under Section 80C and Maturity Benefit under Section 10(10D)

Selecting the Right Benefit Amount in Future Generali Pension Guarantee - Single Premium?

To select a benefit amount, consider the following factors:

Current age
Premium payment ability
(the minimum premium amount for the plan is Rs. 90,000)
Vesting Age
Post-retirement goals (e.g., world tour, business)

How to Decide the Investment and Maturity Tenure in Future Generali Pension Guarantee - Single Premium?

The following parameters would help you decide the investment and maturity tenure:
FeaturesSingle Premium Term
Premium Payment Term (PPT) Single
Age at Entry 20 to 70 years
Policy Term 10/ 15/ 20 years
Minimum Vesting Age 40 years
Minimum Premium 90,000/-
Maximum Premium No Limit
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