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Future Generali - Plan Calculator
Future Generali Care Plus
How to calculate the returns for
Future Generali Bima Gain plan?
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Fill up your personal details including name, date of birth, and whether you smoke or not.
Fill in the total fund percentage, which can be done by filling up the fraction of premium you want to invest in different fund options available
Select the frequency of premium payment (this is a single premium plan)
Fill in the premium amount that you wish to pay
Select the policy term
Select the desired sum assured and calculate the expected benefits
How does Future Generali Bima Gain plan work?
Our sales representative will help you:
Choose fund option
Decide the premium payment term
Review your benefit illustration
Why buy Future Generali Bima Gain plan?
- Dual advantage of wealth creation and life cover
- Different fund options to suit your risk profile
- Availability of switching option to make the most of market opportunities
Maturity Benefit
Death Benefit
Tax Benefit
Maturity Benefit
On maturity of the policy, the Fund Value (market value of the investment) is paid.
Death Benefit
In the unfortunate event of the Life Assured passing away, his/ her nominee will receive the Fund Value and the Sum Assured. At no time can this amount can be lesser than 105% of the premiums paid.
Tax Benefit
Premium paid is eligible for tax benefits under Section 80C
How to select the right benefit amount in Future Generali Bima Gain plan?
To select the correct benefit amount, keep these things in mind
How to decide the investment and maturity tenure in Future Generali Bima Gain plan?
The following parameters would help you decide:
| Parameter | Criterion |
|---|---|
| Entry Age | 8 to 65 years |
| Settlement Option | Yes |
| Policy Term | 10 years |
| Premium Payment Term | One-time lump sum payment |
| Surrender Benefit After 5 Policy Years | Fund Value |