Human Life Value Calculator
Premium Calculator / Benefit Illustration
(Meeting a child plan specialist is purely voluntary and insurer does not offer any cashback for the same)
Higher of Sum Assured or 10 times annualised premium or 105% of total premium paid till date of death
7 to 55 years
10 to 20 years
9,000/- per annum
Yearly/ Half-Yearly/ Quarterly/ Monthly
Death Sum Assured means, higher of:
For customers looking for a tax saving life insurance plan that provides convinience to choose coverage period and guaranteed lumpsum amount that you want to receive guaranteed payback at the end of the period.
Suicide Exclusion: If the Life Assured commits suicide within one year from the policy commencement date, the guaranteed income plan will be void and only 80% of the premiums paid will be payable as Death Benefits. If the Life Assured commits suicide within one year from the revival date of the policy, if revived, the higher of, 80% of the premiums paid till the date of death and Surrender Value, will be payable as Death Benefits.
|Age at Entry 7 to 55 years||Age at Maturity 18 to 70 years||Minimum Premium Rs. 9,000/- per annum||Maximum Sum Assured Rs. 5 Crores||Policy Term (PT) 10 to 20 years||Premium Payment Term Equal to the Policy Term|
Future Generali Saral Bima (UIN: 133N051V02)
FREE LOOK CANCELLATION:
You have a period of 15 days (30 days if the policy is sold through Distance Marketing Mode) from the date of receipt of the Policy document to review the terms and conditions of the Policy. If you are not satisfied with or disagree with any of the terms and conditions, you have the option to Cancel/withdraw and return the guaranteed income plan along with a letter (dated and signed) stating your intention to cancel the Policy and reasons for the objections/Cancellation, within this period. Cancellation of Policy and refund of premium is allowed under this provision, whereby the amount payable on such cancellation will be equal to the total premium paid less a proportionate cost of insurance for the period of cover and expenses towards Policy stamp duty and medical examination, if any.
The fine print in a policy can come in the way of making an informed purchase. We’ve simplified the fine print into big print.
Read the terms and conditions carefully. Ensure that your current health, occupation or lifestyle habits do not exclude you from getting the policy benefits.
Do's and don’ts to protect your life insurance policy from unauthorised elements posing as company representatives.
Find out how prepared you are to meet your financial goals, with our FutureReady calculator.