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What documents will I need to buy term insurance plans?

Life insurance companies require certain documents from you when you purchase a term insurance plan. You can either directly upload these documents onto the insurer’s website while applying, email to their customer service id, or courier the documents to the closest branch.

Insurance companies will request the following documents before issuing you the term insurance plan.

Income Documents:
Income documents are required to evaluate the amount of life cover that should be provided to you. The income proof documents which are accepted by most insurers are:

  • Salary slips: last 3 month

  • Income Tax Returns/Employer Certificate

  • Latest 6 months bank statement

  • Latest Form 16 

Address Proof:

Following documents are accepted as your address proof:

  • Bank statement or passbook with latest entries for 6 months

  • Aadhar Card

  • Passport

  • Voter’s ID

  • Driving license

  • Electricity / Telephone bill

  • Ration Card

ID Proof:

  • Aadhar Card

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