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Why you should purchase Term plans Online?

If you are looking to buy term insurance, you would have two modes to do that:

ü  Purchase it offline via an insurance agent or

ü  Directly buy term life insurance online from the insurer’s website.

More so, the online mode is progressively becoming popular because of the following reasons:

Cost:

Most online term insurance plans are cheaper by 30-50 per cent, or even more, compared to their offline counterparts. This is essentially because there is no intermediary (agent) involved. Thus, one can directly buy term life insurance online from the insurance company and save money in the process.

Flexibility:

The online mode, without a doubt, gives you greater flexibility and more alternatives in picking the required term plan.

Higher Sum Assured:

In the online mode, the average sum assured tends to be higher, because of the lower costs involved.

Claims Settlement

If you have disclosed all your information appropriately, there is no reason for you to be worried about the settlement of your claim.

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