Here's How You Can Build a
for your GOLDEN YEARS
"ULIPs can help you avail tax-free pension and make your retirement dreams come true."
"ULIPs fall under EEE investments and are the fastest route towards your retirement goals"
EEE Means: You save tax if you invest in ULIPs, no tax on accrued interest and the maturity value is entirely tax-free
1. INVEST IN A ULIP PLAN
- What is ULIP?
- *ULIP stand for Unit Linked Insurance Plan
- *ULIPs offer great tax saving and growth option to investors
- *You can choose from equity and debt funds to invest your money as per your risk appetite
2. SELECT A SUITABLE PREMIUM
PAYMENT TERM AND
INVEST TILL RETIREMENT
3. ANNUAL PREMIUMS HELP
YOUR REDUCE YOUR TAXABLE INCOME
BY UP TO rs 1.5 LAKHS
4. ACCUMULATE YOUR
- Use Smart Asset Allocation for better growth
- *Allocate larger option to equity for first 10 to 15 years
- *Slowly move equity corpus to safer debt funds in later years
5. FROM AGE 60, ACTIVATE SYSTEMATIC WITHDRAWAL
PLAN TO RECEIVE MONTHLY INCOME
- Withdraw Access Amount
- *Maximum Maturity age is 70 to 75 years for any ULIP
- *Withdraw the entire corpus till the maturity age
- *Invest the excess money in other tax saving options
- *Invest in a guaranteed pension plan to secure pension for your partner in your absence
7. ALL MONTHLY PAYMENTS FROM ULIP ARE TAX EXEMPT
Why Choose ULIPs to Pan Your Retirement Goals?
- 1. Good alternative to accumulate retirement corpus
- 2. Grow your retirement savings faster with equity exposure
- 3. Enjoy full tax exemption
- 4. Secure your partner's retirement with the life insurance cover