Human Life Value Calculator
Premium Calculator / Benefit Illustration
(Meeting a child plan specialist is purely voluntary and insurer does not offer any cashback for the same)
18 to 50 years
|Entry Age: 18 to 45 years|
|Entry Age: 46 to 50 years|
This plan is the simplest form of life insurance. It offers you protection at affordable premiums. There are no Maturity Benefits. Here are the steps to get Future Generali Jan Suraksha:
Death Benefit in this plan secures your family in case of your unfortunate demise during the Policy Term. The Death Benefit payable shall be as follows:
|Age Band||Single Premium (exclusive of taxes)|
There are no Maturity Benefits payable under this plan.
As a part of the plan, a Guaranteed Surrender Value will be payable as follows:
|Policy Year of Surrender||Single Premium (exclusive of taxes)|
For customers who want to buy a term plan which provides high level of protection at most affordable rates
Suicide Exclusion: If the Life Assured commits suicide within 12 months from the date of inception of the policy, the nominee or beneficiary shall be entitled to higher of 80% of the premium paid or Surrender Value.
(Age mentioned refers to age as on last birthday)
|18 to 50 years|
|Policy Term||8 years|
|Premium Payment Term and Mode||Single Premium|
|Premium Options||Entry Age- 18 to 45 years:|
|500 / 750|
|Entry Age- 46 to 50 years:|
Future Generali Jan Suraksha [UIN: 133N059V01]
FREE LOOK CANCELLATION:
You have a period of 15 days (30 days if the policy is sold through Distance Marketing Mode) from the date of receipt of the Policy document to review the terms and conditions of the Policy. If you are not satisfied with or disagree with any of the terms and conditions, you have the option to Cancel/withdraw and return the Policy along with a letter (dated and signed) stating your intention to cancel the Policy and reasons for the objections/Cancellation, within this period. Cancellation of Policy and refund of premium is allowed under this provision, whereby the amount payable on such cancellation will be equal to the total premium paid less a proportionate cost of insurance for the period of cover and expenses towards Policy stamp duty and medical examination, if any.
The fine print in a policy can come in the way of making an informed purchase. We’ve simplified the fine print into big print.
Read the terms and conditions carefully. Ensure that your current health, occupation or lifestyle habits do not exclude you from getting the policy benefits.
Do's and don’ts to protect your life insurance policy from unauthorised elements posing as company representatives.
Find out how prepared you are to meet your financial goals, with our FutureReady calculator.