Human Life Value Calculator
Premium Calculator / Benefit Illustration
(Meeting a child plan specialist is purely voluntary and insurer does not offer any cashback for the same)
3 to 55 years
15/ 20/ 25 years
Yearly/ Half-Yearly/ Quarterly/ Monthly
12,000/- per annum
Sum Assured plus accrued bonuses and Terminal Bonus (if any)
Higher of Death Sum Assured plus Accrued Bonuses and Terminal Bonus (if any) or 105% of the total premium paid till date of death
In case the Life Assured survives till the end of the Policy Term, provided all due premiums have been paid, the Sum Assured plus accrued bonus and Terminal Bonus, (if any) will be payable. The policy terminates on the payment of Maturity Benefit.
In case of an unfortunate demise of the Life Assured during the Policy Term, provided all due premiums have been paid till the date of death, the benefit payable to the nominee is the higher of:
Where Death Sum Assured is higher of:
For the customers who are looking for tax saving life insurance plan that offers flexibility of paying for a limited period and staying invested for a longer period to reap higher benefits with potential upside through bonuses
Suicide Exclusion: If the life assured commits suicide within one year from the policy commencement date, the policy will be void and only 80% of the premiums paid will be payable as death benefit. If the life assured commits suicide within one year from the revival date of the policy, if revived, the higher of, 80% of the premiums paid till the date of death and surrender value, will be payable as death benefit.
|Age at Entry 3 to 55 years||Age at Maturity18 to 70 years||Policy Term 15/20/25 years||Minimum Premium 12,000/- per annum
|Minimum Sum Assured1 Lakh
||Maximum Sum Assured 5 Crore
||Premium Payment Term(PPT): PPT: 7/ 10/ 12 for 15 years Policy Term
PPT: 10/ 12/ 15/ 17 for a 20 year Policy Term
PPT: 12/ 15/ 17/ 20 for a 25 year Policy Term
Future Generali Assure Plus (UIN: 133N052V01)
FREE LOOK CANCELLATION:
You have a period of 15 days (30 days if the policy is sold through Distance Marketing Mode) from the date of receipt of the Policy document to review the terms and conditions of the Policy. If you are not satisfied with or disagree with any of the terms and conditions, you have the option to Cancel/withdraw and return the Policy along with a letter (dated and signed) stating your intention to cancel the Policy and reasons for the objections/Cancellation, within this period. Cancellation of Policy and refund of premium is allowed under this provision, whereby the amount payable on such cancellation will be equal to the total premium paid less a proportionate cost of insurance for the period of cover and expenses towards Policy stamp duty and medical examination, if any.
The fine print in a policy can come in the way of making an informed purchase. We’ve simplified the fine print into big print.
Read the terms and conditions carefully. Ensure that your current health, occupation or lifestyle habits do not exclude you from getting the policy benefits.
Do's and don’ts to protect your life insurance policy from unauthorised elements posing as company representatives.
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