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Future Generali Care Plus

Future Generali Care Plus

FGLI
  • Death Benefit

    Sum Assured

  • Premium Payment Term

    Regularly throughout the Policy Term

  • Tax Benefit

    Yes

  • Age at Entry

    18 to 60 years

  • Premium

    Yearly/Half-Yearly/Monthly

  • Non-Smoker Rebate

    Yes

WHY BUY THIS POLICY?

  • It offers a high life cover at low premium.
  • It provides an excellent option to safeguard your family against your loans and liabilities.
  • This plan assures financial security to your family in case you are not around.

How it Works

This plan is the simplest form of life insurance. It offers you protection at affordable premiums. There are no Maturity or Surrender Benefits. Here are the steps to get Future Generali Care Plus plan:

Step1Choose your Sum Assured
  • Choose the Classic Option for insurance cover up to Rs. 24,99,999/-
  • Choose the Premier Option for insurance cover of Rs. 25,00,000/- and above.
Step2Decide the duration of the cover and the premium payment mode
  • Choose a Policy Term that meets the demands of your financial plan and covers the financial obligations you carry.
Step3Get a quote and fill out the application form
  • Based on the inputs you provide, you will receive a standard quote for the premium payable.
Step4Pay the premium
  • Fill up the application and pay the premium.
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BENEFITS

  • Death Benefit In the unfortunate event of the Life Assured passing away, his/ her nominee receives a lump sum amount (referred to as the Sum Assured).
  • Maturity Benefit There is no Maturity Benefits payable under this plan.
  • Surrender Benefit There is no Surrender Benefits payable under this plan.

EXCLUSIONS

Suicide Exclusion: If the Life Assured commits suicide within one year from the policy commencement date, the policy will be void and only 80% of the premiums paid will be payable as the Death Benefits. If the Life Assured commits suicide within one year from the revival date of the policy, if revived, 80% of the premiums paid till the date of death, will be payable as Death Benefits.

Eligibility

Future Generali Care Plus (Classic Option)
Minimum - Maximum Age at Entry18 to 60 years Minimum - Maximum Policy Term 5 to 30 years Maximum Coverage Age65 years Minimum Premium 2,500/- per annum
Minimum Sum Assured10,00,000/- Maximum Sum Assured 24,99,999/- Premium Modes Yearly/ Half-Yearly/ Monthly (ECS only)

 

Future Generali Care Plus (Premier Option)
Minimum - Maximum Age at Entry18 to 60 Years Minimum - Maximum Policy Term 5 to 30 Years Maximum Coverage Age 65 years Minimum Premium 5,000/- per annum
Minimum Sum Assured 25,00,000/- Maximum Sum Assured No Limit Premium Modes Yearly/ Half Yearly/ Monthly(ECS only)

 

DISCLAIMERS

(Future Generali Care Plus (UIN: 133N030V02)

 

  • For more details on risk factors, terms and conditions, etc., please read the sales brochure and/or sample policy document carefully before conducting a sale.
  • Tax benefits are subject to change as per tax laws.
  • Insurance is the subject matter of solicitation.
Copyright © 2016. Future Generali India Life Insurance Company Ltd. All Rights Reserved.

Tax benefits are as per Income Tax Act, 1961, and are subject to modifications made thereto from time to time. Insurance is the subject matter of the solicitation. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.

REGISTERED & CORPORATE OFFICE

Future Generali India Life Insurance Co. Ltd, Indiabulls Finance Centre, Tower 3,6th Floor, Senapati Bapat Marg, Elphinstone(W), Mumbai-400013. IRDAI Registration No: 133. CIN:U66010MH2006PLC165288

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