Future Generali Total Insurance Solutions

Life Insurance Plans

Life insurance is an irreplaceable part of a sound financial plan. It helps in securing your family's financial future in case of an unfortunate event like your untimely death. It also provides you with a financial backup in case of an accident or any other event which may cause temporary or permanent disability and therefore loss of income.

Life insurance also helps as an investment tool. It builds your wealth in a planned manner to meet your financial goals and future expenses such as buying a new house, marriage, child's education or retirement. Future Generali India Life Insurance Company Limited offers a variety of simple-to-understand life insurance plans. These plans will help meet your various life needs such as protection, savings, investments, child's education, health etc.

Future Generali Long Term Income Plan

Presenting, Future Generali Long Term Income Plan - an individual, non-linked, non-participating (without profits), savings, life insurance plan that ensures financial stability through guaranteed long-term income.

  • Guaranteed Long-Term Income for up to 50 years plus Life Cover.
  • Increasing Survival Benefit through Loyalty Addition.
  • Get Income from as Early as Next Month
  • Option to Ensure Continuity of Income Benefits for Family in Your Absence.

UIN: 133N090V05

Future Generali Money Back Super Plan (NON-POS Variant)

Presenting, Future Generali Money Back Super Plan - an individual, non-linked, non-participating (without profits), savings, life insurance plan. The plan ensures the following benefits:

  • Regular Payouts with Guaranteed Money Back
  • Guaranteed Additions
  • Guaranteed Benefits on Survival and Maturity or Death
  • Tax Benefits under Section 80C and 10(10D)

UIN: 133N088V05

Future Generali New Assured Wealth Plan (NON-POS Variant)

Presenting, Future Generali New Assured Wealth Plan - an Individual, non-linked, non-participating, savings, life insurance plan. The plan ensures the following benefits:

  • Guaranteed Additions as a Percentage of Sum Assured
  • Guaranteed Sum Assured on Maturity
  • Option to Choose Policy Term and Premium Payment Term
  • Tax Benefits under Section 80C and 10(10D)

UIN: 133N085V03

Future Generali Lifetime Partner Plan

Presenting, Future Generali Lifetime Partner Plan - an individual, non-linked, participating (with-profits),savings, life insurance plan. The plan ensures the following benefits:

  • Increasing Guaranteed Income
  • Annual Cash Bonus (If declared)
  • Whole Life Cover till 100 years of Age
  • Tax Benefits under Section 80C and 10(10D)

UIN: 133N086V03

Future Generali Heart and Health Insurance Plan

Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

  • Cover from Early Stages of listed conditions
  • Lumpsum benefit on diagnosis
  • Option to buy a standalone Heart Cover
  • Option to get back your premiums on Maturity

UIN: 133N069V03

Future Generali Cancer Protect plan

A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

  • Covers all stages of minor and major Cancer
  • Covers you till 80 years of age
  • No medical examination required
  • Cover for Smoker and Non Smoker

UIN: 133N063V03

Future Generali Assured Education Plan

A plan that arms you with the necessary funds to help your child gain admission into one of the finest colleges. This gives your child an ideal launching pad for a bright career.

  • 3 options to match child's education milestones
  • Uninterrupted protection even in your absence
  • Enhance protection with Accidental Riders
  • Tax Benefits under section 80C and 10 (10D)

UIN: 133N057V02

Future Generali Assured Income Plan

Our Future Generali Assured Income Plan ensures that you get guaranteed returns on your investments along with the benefit of protection at all times.

  • Guaranteed* Income for 11/15 years
  • Additional maturity benefit upto 4.5 times AP#
  • Death cover from 17.5 to 34.5 times AP#
  • Tax Benefits under section 80C and 10 (10D)

UIN: 133N054V04

Future Generali Immediate Annuity Plan

Future Generali Immediate Annuity Plan is a Traditional Non-Participating Plan where you get the benefit in the form of regular income throughout your life.

  • Option of Life Annuity with return of Purchase Price
  • Lifetime Income to the Annuitant
  • Flexible payout modes- monthly or yearly
  • Tax benefits as per prevailing tax rules

UIN: 133N006V02

Future Generali Big Dreams Plan

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

  • Unlimited free switches & partial withdrawals
  • Zero Allocation and Admin charge
  • Flexibility to Invest
  • Tax benefits under Section 80C & 10(10D)

UIN: 133L081V02

Future Generali Bima Advantage Plus

In Bima Advantage Plus policy, the investment risk in investment portfolio is borne by the policyholder. The linked insurance products do not offer any liquidity during the first five years of the contract.

  • Flexibility to choose Policy Term
  • Eligible for tax benefits
  • Helps maximise your returns
  • Combination of protection and investment

UIN: 133L049V03

Future Generali Wealth Protect Plan

This plan offers a combination of high cover (up to 30 times the annual premium) and investment to fulfil your long-term financial goals while safeguarding the interests of your dependents.

  • 6 Fund Options to choose from
  • Flexible Premium Payment Frequency
  • Guaranteed Loyalty Additions at maturity
  • Option to make partial withdrawals from the funds

UIN: 133L036V03

Future Generali Sampoorn Loan Suraksha

This plan has been designed specifically for the new/existing customers of financial institutions. The Plan secures the credit/loan by providing death and critical illness cover to the borrowers.

  • This plan provides level cover and reducing cover
  • This plan comes with 3 options , where under option 2 & 3 critical illnesses are also covered
  • This plan can be taken as a single life, joint life or as a co- borrower.
  • Maximum entry age available in this plan is up to 70 years

UIN: 133N066V02

Future Generali Group Superannuation Plan

Future Generali Group Superannuation Plan is a Non Linked Participating Group Superannuation Product offering fund management.

  • This Product offers Fund Management for two types of schemes, Defined Benefit Scheme and Defined Contribution Scheme.
  • Under this plan Earnings will be shared through declaration of annual bonus at the end of each financial year.
  • This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly
  • Maximum entry age under this plan is up to 79 years

UIN: 133N043V03

Future Generali Group Leave Encashment Plan

Future Generali Group Leave Encashment Plan is a non-linked non-participating group leave encashment product offering fund management.

  • This Plan offers Fund Management of employers' liability and life cover to the employees.
  • This plan offers interest income which gets credited to the policy at the end of financial year.
  • The plan has a uniform life cover of Rs. 5000 per member
  • This plan provides flexibility in payment of contribution in yearly , half yearly ,quarterly and monthly

UIN: 133N044V03

Future Generali Group Gratuity Plan

Future Generali Group Gratuity Plan is a non-linked non-participating group gratuity product offering fund management.

  • This plan helps you build a Gratuity Fund systematically, benefiting from investment returns which are safe and stable.
  • This plan offers interest income which gets credited to the policy at the end of financial year.
  • This plan allows liquidity i.e. money will be available anytime to meet benefit payout
  • The plan has a uniform Life cover of Rs. 5000 per member

UIN: 133N045V03

Future Generali Group Term Life Insurance Plan

This plan is designed for groups that want to provide affordable life insurance coverage to their members.

  • This plan helps you monetarily secures the families of employees or members
  • Sum assured is paid on death of a member covered under this plan
  • It is a tool which incentives the employee and improve the employer attention
  • This plan allows to add and delete members on a monthly basis.

UIN: 133N003V04

Future Generali Loan Suraksha

It is a single premium term insurance plan designed to provide life cover to borrowers in turn securing the credit/loan

  • This loan insurance plan can be taken on a single life as well as on a joint life or as a co-borrower
  • This plan offers the following variants: Reducing Cover and Level Cover
  • This plan provides Moratorium period from 1 to 7 years.
  • Additional insurance coverage can be opted in case of additional loans.

UIN: 133N053V02

Future Generali Comprehensive Employee Benefits Plan

A Unit Linked Fund Based Group Life Insurance plan designed specifically for employers to manage the statutory responsibility of providing Gratuity and various other employee benefits such as Leave Encashment and Superannuation.

  • A single plan to manage all employee benefits – gratuity, leave encashment and superannuation.
  • Get rewarded with loyalty additions, which depends upon the size of the fund.
  • This plan provides the option of systematic transfer of funds
  • Maximum entry age that is available is up to 79 years

UIN: 133L080V02

Future Generali Flexi Online term plan

Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances.

  • Covers till 75 years of Age
  • Receive Death Benefit as Lumpsum or Monthly Income
  • High Sum Assured Discount
  • Low premium rates for Non Smokers and/or female lives

UIN: 133N058V04

Future Generali Express Term Life Plan

With Future Generali’s Express Term Life Plan you can secure your family’s lifestyle, today and tomorrow.

  • Offers comprehensive long term protection at affordable rates
  • Customised plan to suit your individual requirements
  • Flexibility to choose your policy and premium terms
  • Provides lump sum benefit on death or terminal illness

UIN: 133N082V03

Future Generali Big Dreams Plan.

This is a unit linked plan. In this policy, the investment risk in the investment portfolio is borne by the policyholder. It lets you create wealth while enjoying the benefits of insurance plan.

  • Unlimited free switches & partial withdrawals
  • Zero Allocation and Admin charge
  • Flexibility to Invest
  • Tax benefits under Section 80C & 10(10D)

UIN: 133L081V02

Future Generali Heart and Health Insurance Plan.

Future Generali Heart and Health Insurance Plan, a comprehensive health protection plan, that safeguards you and your family against financial risks.

  • Cover from Early Stages of listed conditions
  • Lumpsum benefit on diagnosis
  • Option to buy a standalone Heart Cover
  • Option to get back your premiums on Maturity

UIN: 133N069V03

Future Generali Cancer Protect plan.

A cancer insurance policy by Future Generali will help you stay financially and psychologically secure in case you or a family member of yours is diagnosed with Cancer.

  • Covers all stages of minor and major Cancer
  • Covers you till 80 years of age
  • No medical examination required
  • Cover for Smoker and Non Smoker

UIN: 133N063V03

Future Generali Flexi Online term plan.

Future Generali Flexi Online Term Plan offers complete protection and financial security of your dependents in case of any unforeseen circumstances. It can be purchased anytime, anywhere at your convenience.

  • Covers till 75 years of Age
  • Receive Death Benefit as Lumpsum or Monthly Income
  • High Sum Assured Discount
  • Low premium rates for Non Smokers and/or female lives

UIN: 133N058V04

Tools & Calculators

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Why Choose Us

  • 1366

    Self & Partner Branches

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    Total Number of Active Lives Covered:

    FY2021-22: 12,36,892

    FY2022-23: 11,72,733

    FY2023-24: 10,42,598

  • ₹79.58 Billion

    Worth of Asset Under Management

  • Individual claims settlement ratio for

    FY2021-22: 96.15%

    FY2022-23: 95.04%

    FY2023-24: 96.08%

    FY2024-25: 98.08%


  • Group claims settlement Ratio for

    FY2021-22: 95.63%

    FY2022-23: 96.00%

    FY2023-24: 99.18%

    FY2024-25: 99.78%

Data as on 31st March 2024

Frequently Asked Questions

Life insurance is a financial contract to provide the nominee of the covered individual with a sum of money as decided in the contract. This sum of money is called sum assured in life insurance contract.

The covered individual or insured must pay a nominal sum to continue the contract, which is called premium.

Anyone with an income can buy life insurance to offer financial protection to their loved ones.

Riders provide additional insurance cover for a nominal premium. Future Generali Life Insurance offers following types of riders with the life insurance plans:

  • Accidental Death rider
  • Accidental Total & Permanent Disability Rider

Basic life insurance need for any individual should be such that it provides the family dependent on them sufficient money to maintain the same lifestyle and meet their financial goals in the individual’s absence.

The money needed for such cover should be usually 20 to 25 times of the annual income of the individual. It is a good practice to revise the cover once your income has grown significantly in future.

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