Future Generali Total Insurance Solutions
Central Bank of India acquires Future Enterprise Limited’s 25.18% stake in Future Generali India Life Insurance, marking a strategic move to strengthen its presence in the insurance sector.

Life Insurance Plans

Life insurance is an irreplaceable part of a sound financial plan. It helps in securing your family's financial future in case of an unfortunate event like your untimely death. It also provides you with a financial backup in case of an accident or any other event which may cause temporary or permanent disability and therefore loss of income.

Life insurance also helps as an investment tool. It builds your wealth in a planned manner to meet your financial goals and future expenses such as buying a new house, marriage, child's education or retirement. Future Generali India Life Insurance Company Limited offers a variety of simple-to-understand life insurance plans. These plans will help meet your various life needs such as protection, savings, investments, child's education, health etc.

Tools & Calculators

  • Be Retirement ReadyTM

    Are you prepared for your post-retirement life?

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  • Be Future ReadyTM

    Are you Prepared to meet the future with confidence?

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  • Be Education ReadyTM

    Are you prepared to secure your child's future?

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Customer Testimonials

Here's what Customers like You have to say about us!

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Sanket Das
FG Cancer Protect Plan

Good product features and best part they provide cancer cover to smokers as well. Highly cooperative staff!

D
Claims & Services

Overall experience with Future Generali has been great. Especially their customer service. They were instrumental in helping with the claims and everything.

S
Branch Services

All staff at Thane branch were very good and cooperative. They understand my issue & got that resolve within minutes.

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Why Choose Us

  • 1369

    Self & Partner Branches

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    Total Number of Active Lives Covered:

    FY2021-22: 12,36,892

    FY2022-23: 11,72,733

    FY2023-24: 10,42,598

    FY2024-25: 897,635

  • ₹87.84 Billion

    Worth of Asset Under Management

  • Individual claims settlement ratio for

    FY2021-22: 96.15%

    FY2022-23: 95.04%

    FY2023-24: 96.08%

    FY2024-25: 98.08%


  • Group claims settlement Ratio for

    FY2021-22: 95.63%

    FY2022-23: 96.00%

    FY2023-24: 99.18%

    FY2024-25: 99.78%

Data as on 31st March 2025

Frequently Asked Questions

Life insurance is a financial contract to provide the nominee of the covered individual with a sum of money as decided in the contract. This sum of money is called sum assured in life insurance contract.

The covered individual or insured must pay a nominal sum to continue the contract, which is called premium.

Anyone with an income can buy life insurance to offer financial protection to their loved ones.

Riders provide additional insurance cover for a nominal premium. Future Generali Life Insurance offers following types of riders with the life insurance plans:

  • Accidental Death rider
  • Accidental Total & Permanent Disability Rider

Basic life insurance need for any individual should be such that it provides the family dependent on them sufficient money to maintain the same lifestyle and meet their financial goals in the individual’s absence.

The money needed for such cover should be usually 20 to 25 times of the annual income of the individual. It is a good practice to revise the cover once your income has grown significantly in future.